Dec, 31, 2023 — U. H. S. EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSON CITY, NY with 4 branch locations and about $22.90 million in total assets. Opened 50 years ago in 1974, U. H. S. EMPLOYEES FEDERAL CREDIT UNION has about 3,270 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | U. H. S. EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 33-57 Harrison St JOHNSON CITY, NY 13790 |
| Phone: | (607) 763-6565 |
| Fax: | (607) 763-5095 |
| Website: | https://www.cuonlineuhs.org |
| Branches: | 4 branch locations |
| Members: | 3,270 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21586 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $22,897,266 |
| CEO/Manager: | Kay L Murray |
| Chairperson: | Lucinda Rider |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 469,031 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,257,025 |
| Unsecured Loans | 4,092,138 |
| Other Loans | 7,675,719 |
| TOTAL LOANS | 16,024,881 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -147,179 |
| Land And Building | 63,104 |
| Other Fixed Assets | 30,985 |
| NCUSIF Deposit | 212,015 |
| All Other Assets | 0 |
| TOTAL ASSETS | 22,897,266 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 88 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 191,349 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,596,319 |
| Regular shares | 12,161,447 |
| All Other Shares & Deposits | 3,668,889 |
| TOTAL SHARES & DEPOSITS | 20,426,655 |
| TOTAL LIABILITIES | 20,618,092 |
| Regular Reserve | 0 |
| Other Reserves | 195,189 |
| Undivided Earnings | 2,083,985 |
| TOTAL EQUITY | 2,279,174 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 22,897,266 |
| INCOME & EXPENSE | |
| Loan Income | 737,303 |
| Investment Income | 147,380 |
| Other Income | 190,323 |
| Total Employee Compensation & Benefits | 506,608 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 517,184 |
| Non-operating Income & (Expense) | 3,272 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,994 |
| Cost of Funds | 58,552 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 255,282 |
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