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National Credit Union Service Organization

U. H. S. EMPLOYEES FEDERAL CREDIT UNION

Jun, 30, 2024 — U. H. S. EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSON CITY, NY with 4 branch locations and about $24.48 million in total assets. Opened 51 years ago in 1974, U. H. S. EMPLOYEES FEDERAL CREDIT UNION has about 3,278 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:U. H. S. EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
33-57 Harrison St
JOHNSON CITY, NY 13790
Phone:(607) 763-6565
Fax:(607) 763-5095
Website:https://www.cuonlineuhs.org
Branches:4 branch locations
Members:3,278
Credit Union Type:Federal Credit Union
Charter Number:21586
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1974
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$24,483,535
CEO/Manager:Kay L Murray
Chairperson:Lucinda Rider

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 717,962
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,757,112
 Unsecured Loans 3,656,099
 Other Loans 4,901,694
 TOTAL LOANS 12,314,905
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -142,496
 Land And Building 71,470
 Other Fixed Assets 20,622
 NCUSIF Deposit 213,373
 All Other Assets 0
  TOTAL ASSETS 24,483,535
LIABILITIES & CAPITAL:  
 Dividends Payable 47
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 120,609
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,900,814
 Regular shares 13,830,282
 All Other Shares & Deposits 3,504,431
  TOTAL SHARES & DEPOSITS 22,235,527
  TOTAL LIABILITIES 22,356,183
 Regular Reserve 0
 Other Reserves 195,189
 Undivided Earnings 1,932,163
  TOTAL EQUITY 2,127,352
  TOTAL LIABILITIES, SHARES, & EQUITY 24,483,535
INCOME & EXPENSE  
 Loan Income 425,220
 Investment Income 58,833
 Other Income 119,736
 Total Employee Compensation & Benefits 361,389
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 320,096
 Non-operating Income & (Expense) 1,899
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 75,989
 Cost of Funds 24,762
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 45,909
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