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FINGER LAKES FEDERAL CREDIT UNION

Jun, 30, 2024 — FINGER LAKES FEDERAL CREDIT UNION is a federal credit union headquartered in GENEVA, NY with 4 branch locations and about $240.60 million in total assets. Opened 58 years ago in 1967, FINGER LAKES FEDERAL CREDIT UNION has about 22,133 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 222380692
Name:FINGER LAKES FEDERAL CREDIT UNION
Address:
(Main Office)
27 Seneca St
GENEVA, NY 14456-3502
Phone:(315) 781-1334
Fax:(315) 781-2385
Website:https://www.flfcu.org
Branches:4 branch locations
Members:22,133
Credit Union Type:Federal Credit Union
Charter Number:18022
Membership Type:Community - CBSA(+) Adjacent
Corporate Credit Union:No
Year Opened:1967
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$240,600,872
CEO/Manager:Robert J McFadden
Chairperson:Robert Stivers

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,963,075
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 87,043,677
 Unsecured Loans 12,627,473
 Other Loans 76,008,840
 TOTAL LOANS 175,679,990
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -543,900
 Land And Building 1,538,791
 Other Fixed Assets 244,485
 NCUSIF Deposit 2,169,645
 All Other Assets 0
  TOTAL ASSETS 240,600,872
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,042,985
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 53,845,813
 Regular shares 142,287,726
 All Other Shares & Deposits 25,312,836
  TOTAL SHARES & DEPOSITS 221,446,375
  TOTAL LIABILITIES 222,489,360
 Regular Reserve 0
 Other Reserves 14,731
 Undivided Earnings 18,096,781
  TOTAL EQUITY 18,111,512
  TOTAL LIABILITIES, SHARES, & EQUITY 240,600,872
INCOME & EXPENSE  
 Loan Income 4,275,604
 Investment Income 642,104
 Other Income 1,219,769
 Total Employee Compensation & Benefits 2,800,531
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,776,273
 Non-operating Income & (Expense) -11,921
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 159,033
 Cost of Funds 86,058
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,618,212
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