Credit Unions Near Me
National Credit Union Service Organization

FINGER LAKES FEDERAL CREDIT UNION

Mar, 31, 2021 — FINGER LAKES FEDERAL CREDIT UNION is a federal credit union headquartered in GENEVA, NY with 5 branch locations and about $235.68 million in total assets. Opened 54 years ago in 1967, FINGER LAKES FEDERAL CREDIT UNION has about 22,326 members and employs 58 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 222380692
Name:FINGER LAKES FEDERAL CREDIT UNION
Address:
(Main Office)
PO BOX 433
GENEVA, NY 14456
Phone:(315) 781-1334
Fax:(315) 781-2385
Website:http://www.flfcu.org
Branches:5 branch locations
Members:22,326
Credit Union Type:Federal Credit Union
Charter Number:18022
Membership Type:Community - CBSA(+) Adjacent
Corporate Credit Union:No
Year Opened:1967
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$235,676,191
CEO/Manager:Robert J McFadden
Chairperson:Robert Stivers

Call Report

  • Commercial Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 30,896,472
TOTAL INVESTMENTS 46,961,565
Loans Held for Sale 0
 
 Real Estate Loans 75,081,597
 Unsecured Loans 13,470,796
 Other Loans 59,885,829
 TOTAL LOANS 148,438,222
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -496,912
 Land And Building 1,643,435
 Other Fixed Assets 371,576
 NCUSIF Deposit 1,861,667
 All Other Assets 6,000,166
  TOTAL ASSETS 235,676,191
LIABILITIES & CAPITAL:  
 Dividends Payable 228
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 604,651
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 51,314,605
 Regular shares 137,143,202
 All Other Shares & Deposits 27,289,945
  TOTAL SHARES & DEPOSITS 215,747,752
  TOTAL LIABILITIES 216,352,631
 Regular Reserve 1,302,995
 Other Reserves 4,762,962
 Undivided Earnings 13,257,603
  TOTAL EQUITY 19,323,560
  TOTAL LIABILITIES, SHARES, & EQUITY 235,676,191
INCOME & EXPENSE  
 Loan Income 1,418,880
 Investment Income 165,068
 Other Income 270,643
 Total Employee Compensation & Benefits 998,608
 NCUSIF Premiums Expense 11,390
 Total Other Operating Expenses 906,081
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 33,121
 Cost of Funds 59,886
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 166,635
↑ Back to Top

Other Credit Unions

CANANDAIGUA FEDERAL CREDIT UNION
3210 EASTERN BLVD
CANANDAIGUA, NY 14424
WEBSTER FEDERAL CREDIT UNION
815 RIDGE ROAD
WEBSTER, NY 14580-2410
TOMPKINS EMPLOYEES FEDERAL CREDIT UNION
202 Taughannock Ste. 1B
ITHACA, NY 14850-3345
ROCHESTER & MONROE CO EMP FEDERAL CREDIT UNION
460 N Goodman St
ROCHESTER, NY 14609-6135
WIT FEDERAL CREDIT UNION
22 4th St
ROCHESTER, NY 14609-6032
WESTAR FEDERAL CREDIT UNION
2565 HAMBLETONIAN WAY, P.O. BOX 60
CAMILLUS, NY 13031
GENESEE CO-OP FEDERAL CREDIT UNION
395 GREGORY ST
ROCHESTER, NY 14620
EVER $ GREEN FEDERAL CREDIT UNION
2215 E HENRIETTA RD
ROCHESTER, NY 14623
AUBURN COMMUNITY FEDERAL CREDIT UNION
PO BOX 867
AUBURN, NY 13021
FAMILY FIRST OF NY FEDERAL CREDIT UNION
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625