Sep, 30, 2025 — ONE SOURCE FEDERAL CREDIT UNION is a federal credit union headquartered in EL PASO, TX with 3 branch locations and about $124.03 million in total assets. Opened 89 years ago in 1937, ONE SOURCE FEDERAL CREDIT UNION has about 10,823 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONE SOURCE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 8870 Gazelle Dr EL PASO, TX 79925 |
| Phone: | (915) 592-0223 |
| Fax: | (915) 592-7048 |
| Website: | https://www.onesourcefcu.org |
| Branches: | 3 branch locations |
| Members: | 10,823 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2115 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $124,032,776 |
| CEO/Manager: | Bruce Truman |
| Chairperson: | Robert C Peterson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,286,012 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 11,534,904 |
| Unsecured Loans | 5,017,193 |
| Other Loans | 60,351,897 |
| TOTAL LOANS | 76,903,994 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -683,570 |
| Land And Building | 1,048,362 |
| Other Fixed Assets | 37,321 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,011,873 |
| All Other Assets | 0 |
| TOTAL ASSETS | 124,032,776 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 60,627 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,236,787 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,844,712 |
| Regular shares | 49,230,055 |
| All Other Shares & Deposits | 34,713,173 |
| TOTAL SHARES & DEPOSITS | 109,787,940 |
| TOTAL LIABILITIES | 111,085,354 |
| Regular Reserve | 0 |
| Other Reserves | 1,891,213 |
| Undivided Earnings | 11,056,209 |
| TOTAL EQUITY | 12,947,422 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 124,032,776 |
| INCOME & EXPENSE | |
| Loan Income | 3,551,072 |
| Investment Income | 598,749 |
| Other Income | 506,419 |
| Total Employee Compensation & Benefits | 1,080,536 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,868,890 |
| Non-operating Income & (Expense) | -231,310 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 735,572 |
| Cost of Funds | 798,395 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 70,615 |
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