Sep, 30, 2025 — GECU is a federal credit union headquartered in EL PASO, TX with 30 branch locations and about $4.43 billion in total assets. Opened 94 years ago in 1932, GECU has about 439,679 members and employs 834 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GECU |
|---|---|
| Address: (Main Office) | 1225 Airway Blvd EL PASO, TX 79925 |
| Phone: | (915) 778-9221 |
| Fax: | |
| Website: | https://www.gecu-ep.org |
| Branches: | 30 branch locations |
| Members: | 439,679 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24941 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,428,874,931 |
| CEO/Manager: | Crystal Long |
| Chairperson: | Greg Watters |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 154,112,527 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 243,274 |
| Real Estate Loans | 1,066,521,371 |
| Unsecured Loans | 530,837,770 |
| Other Loans | 2,010,201,001 |
| TOTAL LOANS | 3,609,555,037 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -64,501,655 |
| Land And Building | 54,823,209 |
| Other Fixed Assets | 23,628,783 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 30,495,107 |
| All Other Assets | 970,848 |
| TOTAL ASSETS | 4,428,874,931 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,946,602 |
| Notes & Interest Payable | 200,000,000 |
| Accounts Payable & Other Liabilities | 55,810,982 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 818,011,939 |
| Regular shares | 1,275,658,232 |
| All Other Shares & Deposits | 1,496,508,705 |
| TOTAL SHARES & DEPOSITS | 3,590,178,876 |
| TOTAL LIABILITIES | 3,848,936,460 |
| Regular Reserve | 0 |
| Other Reserves | 92,270 |
| Undivided Earnings | 579,846,201 |
| TOTAL EQUITY | 579,938,471 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,428,874,931 |
| INCOME & EXPENSE | |
| Loan Income | 190,812,922 |
| Investment Income | 11,251,930 |
| Other Income | 34,409,587 |
| Total Employee Compensation & Benefits | 57,330,800 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 75,557,349 |
| Non-operating Income & (Expense) | 2,792,533 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 39,785,436 |
| Cost of Funds | 51,748,216 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 46,248,046 |
| ↑ Back to Top | |