Sep, 30, 2025 — B.O.N.D. COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ATLANTA, GA with 2 branch locations and about $45.06 million in total assets. Opened 54 years ago in 1972, B.O.N.D. COMMUNITY FEDERAL CREDIT UNION has about 3,219 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | B.O.N.D. COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 433 Moreland Ave NE ATLANTA, GA 30307-1562 |
| Phone: | (404) 525-0619 |
| Fax: | (404) 577-8529 |
| Website: | https://www.bondcu.com |
| Branches: | 2 branch locations |
| Members: | 3,219 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20974 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $45,056,238 |
| CEO/Manager: | Craig McDonald |
| Chairperson: | William Carmichael |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,564,849 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,659,363 |
| Unsecured Loans | 1,834,190 |
| Other Loans | 14,068,448 |
| TOTAL LOANS | 36,562,001 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -154,862 |
| Land And Building | 0 |
| Other Fixed Assets | 22,321 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 408,856 |
| All Other Assets | 0 |
| TOTAL ASSETS | 45,056,238 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,320 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 92,418 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,004,177 |
| Regular shares | 19,659,244 |
| All Other Shares & Deposits | 2,158,200 |
| TOTAL SHARES & DEPOSITS | 39,821,621 |
| TOTAL LIABILITIES | 39,916,359 |
| Regular Reserve | 0 |
| Other Reserves | 377,146 |
| Undivided Earnings | 4,762,733 |
| TOTAL EQUITY | 5,139,879 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 45,056,238 |
| INCOME & EXPENSE | |
| Loan Income | 1,764,757 |
| Investment Income | 252,438 |
| Other Income | 327,744 |
| Total Employee Compensation & Benefits | 869,086 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 854,255 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 284,000 |
| Cost of Funds | 119,279 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 269,871 |
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