Sep, 30, 2025 — JOHNS HOPKINS FEDERAL CREDIT UNION is a federal credit union headquartered in BALTIMORE, MD with 4 branch locations and about $633.43 million in total assets. Opened 55 years ago in 1971, JOHNS HOPKINS FEDERAL CREDIT UNION has about 45,480 members and employs 116 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | JOHNS HOPKINS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1501 S Clinton St Ste 1200 BALTIMORE, MD 21224-5732 |
| Phone: | (410) 534-4500 |
| Fax: | (410) 342-1160 |
| Website: | https://www.jhfcu.org |
| Branches: | 4 branch locations |
| Members: | 45,480 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20623 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1971 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $633,432,365 |
| CEO/Manager: | Keith O'Neil |
| Chairperson: | Sharon A Kemp |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 39,316,410 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 206,253,537 |
| Unsecured Loans | 34,579,669 |
| Other Loans | 108,479,128 |
| TOTAL LOANS | 349,312,334 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,093,058 |
| Land And Building | 4,304,082 |
| Other Fixed Assets | 10,141,749 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,894,399 |
| All Other Assets | 0 |
| TOTAL ASSETS | 633,432,365 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 938,507 |
| Notes & Interest Payable | 13,122,773 |
| Accounts Payable & Other Liabilities | 12,992,127 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 140,178,761 |
| Regular shares | 210,195,883 |
| All Other Shares & Deposits | 177,939,919 |
| TOTAL SHARES & DEPOSITS | 528,314,563 |
| TOTAL LIABILITIES | 555,367,970 |
| Regular Reserve | 0 |
| Other Reserves | 502,402 |
| Undivided Earnings | 77,561,993 |
| TOTAL EQUITY | 78,064,395 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 633,432,365 |
| INCOME & EXPENSE | |
| Loan Income | 14,799,029 |
| Investment Income | 6,706,459 |
| Other Income | 3,257,794 |
| Total Employee Compensation & Benefits | 9,931,538 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,006,398 |
| Non-operating Income & (Expense) | 257,939 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -58,000 |
| Cost of Funds | 4,270,032 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,639,765 |
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