Sep, 30, 2025 — NORTHSIDE FEDERAL CREDIT UNION is a federal credit union headquartered in ATLANTA, GA with 2 branch locations and about $21.62 million in total assets. Opened 56 years ago in 1970, NORTHSIDE FEDERAL CREDIT UNION has about 6,090 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHSIDE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 980 Johnson Ferry Rd ATLANTA, GA 30342 |
| Phone: | (404) 851-6389 |
| Fax: | (404) 845-5033 |
| Website: | https://www.northsidefcu.com |
| Branches: | 2 branch locations |
| Members: | 6,090 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 20410 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $21,618,511 |
| CEO/Manager: | Lori Blackwell |
| Chairperson: | Teresa M Wood |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,903,681 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,616,739 |
| Other Loans | 12,275,539 |
| TOTAL LOANS | 13,892,278 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -127,669 |
| Land And Building | 0 |
| Other Fixed Assets | 4,201 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 173,142 |
| All Other Assets | 0 |
| TOTAL ASSETS | 21,618,511 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14,415 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 63,571 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 16,937,489 |
| All Other Shares & Deposits | 894,017 |
| TOTAL SHARES & DEPOSITS | 17,831,506 |
| TOTAL LIABILITIES | 17,909,492 |
| Regular Reserve | 0 |
| Other Reserves | 248,885 |
| Undivided Earnings | 3,460,134 |
| TOTAL EQUITY | 3,709,019 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,618,511 |
| INCOME & EXPENSE | |
| Loan Income | 599,327 |
| Investment Income | 227,664 |
| Other Income | 101,072 |
| Total Employee Compensation & Benefits | 352,781 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 197,412 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 61,675 |
| Cost of Funds | 76,888 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 255,052 |
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