Sep, 30, 2025 — OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in WHEELING, WV with 1 branch location and about $5.76 million in total assets. Opened 56 years ago in 1970, OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION has about 620 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OHIO COUNTY PUBLIC SCHOOLS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 280 FULTON ST WHEELING, WV 26003 |
| Phone: | (304) 243-0499 |
| Fax: | (304) 243-0498 |
| Website: | https://www.ocpsfcu.virtualcu.net |
| Branches: | 1 branch locations |
| Members: | 620 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19881 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,758,460 |
| CEO/Manager: | JOLENE M STRADWICK |
| Chairperson: | Amy Murphy |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 239,237 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 501,539 |
| Other Loans | 2,219,206 |
| TOTAL LOANS | 2,720,745 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,535 |
| Land And Building | 0 |
| Other Fixed Assets | 5,149 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 51,479 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,758,460 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 63,157 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 802,878 |
| Regular shares | 3,994,906 |
| All Other Shares & Deposits | 224,328 |
| TOTAL SHARES & DEPOSITS | 5,022,112 |
| TOTAL LIABILITIES | 5,085,269 |
| Regular Reserve | 0 |
| Other Reserves | 76,576 |
| Undivided Earnings | 596,615 |
| TOTAL EQUITY | 673,191 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,758,460 |
| INCOME & EXPENSE | |
| Loan Income | 125,389 |
| Investment Income | 91,231 |
| Other Income | 10,056 |
| Total Employee Compensation & Benefits | 121,157 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 77,644 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 290 |
| Cost of Funds | 11,261 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 20,164 |
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