Sep, 30, 2025 — MCDOWELL COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in BLUEFIELD, WV with 1 branch location and about $65,680 in total assets. Opened 58 years ago in 1968, MCDOWELL COUNTY FEDERAL CREDIT UNION has about 32 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MCDOWELL COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1027 Frederick St BLUEFIELD, WV 24701 |
| Phone: | (304) 436-6800 |
| Fax: | (304) 436-6803 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 32 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18950 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Jul 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $65,680 |
| CEO/Manager: | Heather R Mullins |
| Chairperson: | Virginia L Dyer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 57,710 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 8,428 |
| Other Loans | 0 |
| TOTAL LOANS | 8,428 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,500 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 782 |
| All Other Assets | 0 |
| TOTAL ASSETS | 65,680 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 200 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 50,351 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 50,351 |
| TOTAL LIABILITIES | 50,551 |
| Regular Reserve | 0 |
| Other Reserves | 15,905 |
| Undivided Earnings | -776 |
| TOTAL EQUITY | 15,129 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,680 |
| INCOME & EXPENSE | |
| Loan Income | 1,345 |
| Investment Income | 262 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,265 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,118 |
| Cost of Funds | 0 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -776 |
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