Sep, 30, 2025 — TEXAS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in KINGSVILLE, TX with 1 branch location and about $27.74 million in total assets. Opened 89 years ago in 1937, TEXAS COMMUNITY FEDERAL CREDIT UNION has about 2,833 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TEXAS COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 605 E Caesar Ave KINGSVILLE, TX 78363 |
| Phone: | (361) 595-5538 |
| Fax: | (361) 595-5530 |
| Website: | https://www.texasfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,833 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1879 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,736,190 |
| CEO/Manager: | Imelda H Garza |
| Chairperson: | Jesus D Rios |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,020,127 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 3,957,628 |
| Other Loans | 15,710,751 |
| TOTAL LOANS | 19,668,380 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -217,504 |
| Land And Building | 558,258 |
| Other Fixed Assets | 91,607 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 198,560 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,736,190 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 250,260 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,380,286 |
| Regular shares | 8,085,815 |
| All Other Shares & Deposits | 11,872,915 |
| TOTAL SHARES & DEPOSITS | 23,339,016 |
| TOTAL LIABILITIES | 23,589,276 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,146,914 |
| TOTAL EQUITY | 4,146,914 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,736,190 |
| INCOME & EXPENSE | |
| Loan Income | 1,383,926 |
| Investment Income | 202,494 |
| Other Income | 385,534 |
| Total Employee Compensation & Benefits | 449,847 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 738,589 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 118,106 |
| Cost of Funds | 429,620 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 280,383 |
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