Sep, 30, 2025 — EVER $ GREEN FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 3 branch locations and about $70.68 million in total assets. Opened 58 years ago in 1968, EVER $ GREEN FEDERAL CREDIT UNION has about 5,328 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EVER $ GREEN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2215 E Henrietta Rd ROCHESTER, NY 14623 |
| Phone: | (585) 334-2710 |
| Fax: | (585) 334-7201 |
| Website: | https://www.evergreenfcu.com |
| Branches: | 3 branch locations |
| Members: | 5,328 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18649 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $70,682,837 |
| CEO/Manager: | Stephen L Daggs |
| Chairperson: | Paula Sharlow |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,551,093 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,157,075 |
| Unsecured Loans | 3,570,718 |
| Other Loans | 16,580,576 |
| TOTAL LOANS | 40,535,647 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -236,008 |
| Land And Building | 1,266,423 |
| Other Fixed Assets | 72,328 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 615,231 |
| All Other Assets | 20,459 |
| TOTAL ASSETS | 70,682,837 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,438 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 55,022 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,193,868 |
| Regular shares | 20,478,580 |
| All Other Shares & Deposits | 34,843,073 |
| TOTAL SHARES & DEPOSITS | 64,515,521 |
| TOTAL LIABILITIES | 64,578,981 |
| Regular Reserve | 0 |
| Other Reserves | 2,782,675 |
| Undivided Earnings | 3,321,181 |
| TOTAL EQUITY | 6,103,856 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 70,682,837 |
| INCOME & EXPENSE | |
| Loan Income | 2,006,726 |
| Investment Income | 519,485 |
| Other Income | 85,262 |
| Total Employee Compensation & Benefits | 1,112,696 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 808,681 |
| Non-operating Income & (Expense) | 200 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 225,000 |
| Cost of Funds | 864,448 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -291,478 |
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