Sep, 30, 2025 — ROME FEDERAL CREDIT UNION is a federal credit union headquartered in ROME, NY with 1 branch location and about $31.28 million in total assets. Opened 90 years ago in 1936, ROME FEDERAL CREDIT UNION has about 1,815 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROME FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 937 Seneca St ROME, NY 13440 |
| Phone: | (315) 339-1658 |
| Fax: | (315) 339-0304 |
| Website: | https://www.romefcu.com/ |
| Branches: | 1 branch locations |
| Members: | 1,815 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1810 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $31,284,403 |
| CEO/Manager: | Karen L Bailer |
| Chairperson: | Susan Mendiola |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,565,297 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,063,329 |
| Unsecured Loans | 2,323,882 |
| Other Loans | 8,429,296 |
| TOTAL LOANS | 15,816,507 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -177,786 |
| Land And Building | 122,630 |
| Other Fixed Assets | 235,755 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 226,103 |
| All Other Assets | 0 |
| TOTAL ASSETS | 31,284,403 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,663 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,668,689 |
| Regular shares | 12,049,180 |
| All Other Shares & Deposits | 11,098,752 |
| TOTAL SHARES & DEPOSITS | 27,816,621 |
| TOTAL LIABILITIES | 27,822,284 |
| Regular Reserve | 0 |
| Other Reserves | 272,511 |
| Undivided Earnings | 3,189,608 |
| TOTAL EQUITY | 3,462,119 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 31,284,403 |
| INCOME & EXPENSE | |
| Loan Income | 772,182 |
| Investment Income | 373,262 |
| Other Income | 67,923 |
| Total Employee Compensation & Benefits | 315,101 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 468,976 |
| Non-operating Income & (Expense) | 91,792 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 42,458 |
| Cost of Funds | 279,319 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 199,305 |
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