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ACCESS FEDERAL CREDIT UNION

Jun, 30, 2024 — ACCESS FEDERAL CREDIT UNION is a federal credit union headquartered in CLINTON, NY with 5 branch locations and about $254.63 million in total assets. Opened 78 years ago in 1947, ACCESS FEDERAL CREDIT UNION has about 22,798 members and employs 46 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ACCESS FEDERAL CREDIT UNION
Address:
(Main Office)
6 Franklin Ave
CLINTON, NY 13323
Phone:(315) 557-1000
Fax:(315) 557-1004
Website:https://www.accessfcu.org
Branches:5 branch locations
Members:22,798
Credit Union Type:Federal Credit Union
Charter Number:5579
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1947
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$254,630,653
CEO/Manager:Thomas L Owens
Chairperson:S. Leo Angelicola

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,963,200
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 57,995,979
 Unsecured Loans 3,408,936
 Other Loans 82,516,477
 TOTAL LOANS 143,921,392
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -722,038
 Land And Building 1,262,891
 Other Fixed Assets 481,074
 NCUSIF Deposit 2,137,143
 All Other Assets 0
  TOTAL ASSETS 254,630,653
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,135,712
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 65,275,026
 Regular shares 127,590,988
 All Other Shares & Deposits 41,748,845
  TOTAL SHARES & DEPOSITS 234,614,859
  TOTAL LIABILITIES 236,750,571
 Regular Reserve 0
 Other Reserves -930,005
 Undivided Earnings 18,810,087
  TOTAL EQUITY 17,880,082
  TOTAL LIABILITIES, SHARES, & EQUITY 254,630,653
INCOME & EXPENSE  
 Loan Income 3,944,322
 Investment Income 695,828
 Other Income 830,750
 Total Employee Compensation & Benefits 2,336,454
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,924,661
 Non-operating Income & (Expense) 83
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 9,000
 Cost of Funds 488,467
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,173,936
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