Sep, 30, 2025 — WHEATLAND FEDERAL CREDIT UNION is a federal credit union headquartered in LANCASTER, PA with 4 branch locations and about $68.07 million in total assets. Opened 90 years ago in 1936, WHEATLAND FEDERAL CREDIT UNION has about 5,019 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WHEATLAND FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 611 Centerville RD LANCASTER, PA 17601 |
| Phone: | (717) 898-7673 |
| Fax: | (717) 898-9658 |
| Website: | https://www.wheatlandcu.com |
| Branches: | 4 branch locations |
| Members: | 5,019 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1658 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $68,068,152 |
| CEO/Manager: | Kathleen Rye |
| Chairperson: | Raymond L Wenger |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 21,451,518 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,145,472 |
| Unsecured Loans | 4,580,555 |
| Other Loans | 20,617,355 |
| TOTAL LOANS | 39,130,788 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -234,516 |
| Land And Building | 298,098 |
| Other Fixed Assets | 187,092 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 612,822 |
| All Other Assets | 12,300 |
| TOTAL ASSETS | 68,068,152 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 156,210 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,380,006 |
| Regular shares | 30,519,752 |
| All Other Shares & Deposits | 17,211,943 |
| TOTAL SHARES & DEPOSITS | 62,111,701 |
| TOTAL LIABILITIES | 62,267,911 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,800,241 |
| TOTAL EQUITY | 5,800,241 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 68,068,152 |
| INCOME & EXPENSE | |
| Loan Income | 1,761,166 |
| Investment Income | 701,540 |
| Other Income | 195,858 |
| Total Employee Compensation & Benefits | 985,402 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,111,998 |
| Non-operating Income & (Expense) | -8,600 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 20,773 |
| Cost of Funds | 479,203 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 289,495 |
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