Dec, 31, 2023 — YORK EDUCATIONAL FEDERAL CREDIT UNION is a federal credit union headquartered in YORK, PA with 3 branch locations and about $43.17 million in total assets. Opened 55 years ago in 1969, YORK EDUCATIONAL FEDERAL CREDIT UNION has about 2,689 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | YORK EDUCATIONAL FEDERAL CREDIT UNION |
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Address: (Main Office) | 1601 S Queen St YORK, PA 17403-4630 |
Phone: | (717) 843-1153 |
Fax: | (717) 845-5896 |
Website: | https://www.yefcu.org |
Branches: | 3 branch locations |
Members: | 2,689 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 19429 |
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Membership Type: | Multiple common bond - Primarily educational |
Corporate Credit Union: | No |
Year Opened: | 1969 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $43,167,487 |
CEO/Manager: | Pamala S Mohn |
Chairperson: | Joan Hammond |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,494,125 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 6,519,974 |
Unsecured Loans | 3,866,318 |
Other Loans | 4,618,391 |
TOTAL LOANS | 15,004,683 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -156,574 |
Land And Building | 265,452 |
Other Fixed Assets | 23,368 |
NCUSIF Deposit | 398,591 |
All Other Assets | 0 |
TOTAL ASSETS | 43,167,487 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 13,806 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,268,244 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 8,206,787 |
Regular shares | 25,236,789 |
All Other Shares & Deposits | 4,747,544 |
TOTAL SHARES & DEPOSITS | 38,191,120 |
TOTAL LIABILITIES | 39,473,170 |
Regular Reserve | 0 |
Other Reserves | -140,206 |
Undivided Earnings | 3,834,523 |
TOTAL EQUITY | 3,694,317 |
TOTAL LIABILITIES, SHARES, & EQUITY | 43,167,487 |
INCOME & EXPENSE | |
Loan Income | 775,366 |
Investment Income | 361,369 |
Other Income | 148,398 |
Total Employee Compensation & Benefits | 568,370 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 458,664 |
Non-operating Income & (Expense) | -8,405 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,820 |
Cost of Funds | 83,043 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 266,554 |
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