Sep, 30, 2025 — PENLANCO FEDERAL CREDIT UNION is a federal credit union headquartered in LANCASTER, PA with 1 branch location and about $26.11 million in total assets. Opened 88 years ago in 1938, PENLANCO FEDERAL CREDIT UNION has about 1,708 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PENLANCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 20E E Roseville Rd LANCASTER, PA 17601-3871 |
| Phone: | (717) 569-9621 |
| Fax: | (717) 569-9665 |
| Website: | https://www.penlancofcu.com |
| Branches: | 1 branch locations |
| Members: | 1,708 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2834 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $26,107,279 |
| CEO/Manager: | STACEY M REMICK |
| Chairperson: | ANNETTE M CEVIS |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,296,558 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,815,153 |
| Unsecured Loans | 1,160,226 |
| Other Loans | 6,593,101 |
| TOTAL LOANS | 17,568,480 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,773 |
| Land And Building | 0 |
| Other Fixed Assets | 54,767 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 207,609 |
| All Other Assets | 0 |
| TOTAL ASSETS | 26,107,279 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 43,358 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 536,981 |
| Regular shares | 11,446,595 |
| All Other Shares & Deposits | 10,801,111 |
| TOTAL SHARES & DEPOSITS | 22,784,689 |
| TOTAL LIABILITIES | 22,828,047 |
| Regular Reserve | 0 |
| Other Reserves | 35,643 |
| Undivided Earnings | 3,243,589 |
| TOTAL EQUITY | 3,279,232 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 26,107,279 |
| INCOME & EXPENSE | |
| Loan Income | 679,371 |
| Investment Income | 171,268 |
| Other Income | 10,973 |
| Total Employee Compensation & Benefits | 275,222 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 213,062 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,392 |
| Cost of Funds | 343,008 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 36,701 |
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