Sep, 30, 2025 — LANCASTER RED ROSE CREDIT UNION is a federally insured state chartered credit union headquartered in LEOLA, PA with 4 branch locations and about $53.65 million in total assets. Opened 78 years ago in 1948, LANCASTER RED ROSE CREDIT UNION has about 4,874 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LANCASTER RED ROSE CREDIT UNION |
|---|---|
| Address: (Main Office) | 16 E Main St LEOLA, PA 17540-1936 |
| Phone: | (717) 295-6685 |
| Fax: | (717) 556-8736 |
| Website: | https://www.lrrcu.org |
| Branches: | 4 branch locations |
| Members: | 4,874 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60113 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1948 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $53,649,531 |
| CEO/Manager: | Kara E Vincent |
| Chairperson: | C Michael Wetzel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,873,983 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 14,423,597 |
| Unsecured Loans | 1,757,801 |
| Other Loans | 5,219,686 |
| TOTAL LOANS | 21,401,084 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,025,799 |
| Land And Building | 1,100,864 |
| Other Fixed Assets | 164,874 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 441,542 |
| All Other Assets | 2,000 |
| TOTAL ASSETS | 53,649,531 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 110,556 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,829,072 |
| Regular shares | 26,947,145 |
| All Other Shares & Deposits | 9,367,577 |
| TOTAL SHARES & DEPOSITS | 46,143,794 |
| TOTAL LIABILITIES | 46,254,350 |
| Regular Reserve | 0 |
| Other Reserves | -22,251 |
| Undivided Earnings | 7,417,432 |
| TOTAL EQUITY | 7,395,181 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 53,649,531 |
| INCOME & EXPENSE | |
| Loan Income | 828,004 |
| Investment Income | 1,071,945 |
| Other Income | 161,869 |
| Total Employee Compensation & Benefits | 393,082 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 946,305 |
| Non-operating Income & (Expense) | 275,795 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -34,250 |
| Cost of Funds | 194,211 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 952,912 |
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