Sep, 30, 2025 — ACIPCO FEDERAL CREDIT UNION is a federal credit union headquartered in BIRMINGHAM, AL with 2 branch locations and about $212.14 million in total assets. Opened 62 years ago in 1964, ACIPCO FEDERAL CREDIT UNION has about 8,848 members and employs 20 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ACIPCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1501 31st Ave N BIRMINGHAM, AL 35207 |
| Phone: | (205) 328-4371 |
| Fax: | (205) 251-1513 |
| Website: | https://www.acipcofcu.org |
| Branches: | 2 branch locations |
| Members: | 8,848 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16500 |
|---|---|
| Membership Type: | Manufacturing - Primary and Fabricated Metals |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $212,135,130 |
| CEO/Manager: | Alison L Cooke |
| Chairperson: | Mike Kitchens |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 31,655,659 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 92,517,303 |
| Unsecured Loans | 5,044,933 |
| Other Loans | 33,803,628 |
| TOTAL LOANS | 131,365,864 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -618,905 |
| Land And Building | 2,223,802 |
| Other Fixed Assets | 142,721 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,642,123 |
| All Other Assets | 28,430 |
| TOTAL ASSETS | 212,135,130 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,380,293 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,823,601 |
| Regular shares | 46,479,147 |
| All Other Shares & Deposits | 106,434,992 |
| TOTAL SHARES & DEPOSITS | 182,737,740 |
| TOTAL LIABILITIES | 184,118,033 |
| Regular Reserve | 0 |
| Other Reserves | -3,960,296 |
| Undivided Earnings | 31,977,393 |
| TOTAL EQUITY | 28,017,097 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 212,135,130 |
| INCOME & EXPENSE | |
| Loan Income | 6,044,567 |
| Investment Income | 1,095,998 |
| Other Income | 281,008 |
| Total Employee Compensation & Benefits | 1,474,481 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,509,393 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 1,954,383 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,149,960 |
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