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PINNACLE FEDERAL CREDIT UNION

Mar, 31, 2021 — PINNACLE FEDERAL CREDIT UNION is a federal credit union headquartered in Edison, NJ with 2 branch locations and about $119.74 million in total assets. Opened 59 years ago in 1962, PINNACLE FEDERAL CREDIT UNION has about 12,833 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221279021
Name:PINNACLE FEDERAL CREDIT UNION
Address:
(Main Office)
135 Raritan Center Pkwy
Edison, NJ 08837
Phone:(732) 225-1505
Fax:(732) 225-4572
Website:http://www.pinnaclefcu.com
Branches:2 branch locations
Members:12,833
Credit Union Type:Federal Credit Union
Charter Number:15095
Membership Type:Multiple common bond - Primarily finance, insurance, real estate, trade
Corporate Credit Union:No
Year Opened:1962
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$119,741,440
CEO/Manager:Stephen Lardiere
Chairperson:Walter Pagurek

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Direct Financing Leases
  • Indirect Commercial Loans
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 28,227,150
TOTAL INVESTMENTS 11,818,330
Loans Held for Sale 0
 
 Real Estate Loans 37,061,414
 Unsecured Loans 16,567,128
 Other Loans 22,057,071
 TOTAL LOANS 75,685,613
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -772,968
 Land And Building 0
 Other Fixed Assets 239,516
 NCUSIF Deposit 1,002,131
 All Other Assets 3,541,668
  TOTAL ASSETS 119,741,440
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 702,099
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 30,735,776
 Regular shares 44,317,288
 All Other Shares & Deposits 36,548,678
  TOTAL SHARES & DEPOSITS 111,601,742
  TOTAL LIABILITIES 112,303,841
 Regular Reserve 4,039,911
 Other Reserves -31,641
 Undivided Earnings 3,429,329
  TOTAL EQUITY 7,437,599
  TOTAL LIABILITIES, SHARES, & EQUITY 119,741,440
INCOME & EXPENSE  
 Loan Income 879,701
 Investment Income 41,143
 Other Income 358,302
 Total Employee Compensation & Benefits 479,342
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 607,361
 Non-operating Income & (Expense) 3,248
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 27,000
 Cost of Funds 68,824
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 119,917
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