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CENTRAL JERSEY FEDERAL CREDIT UNION

Jun, 30, 2024 — CENTRAL JERSEY FEDERAL CREDIT UNION is a federal credit union headquartered in WOODBRIDGE, NJ with 1 branch location and about $95.55 million in total assets. Opened 88 years ago in 1936, CENTRAL JERSEY FEDERAL CREDIT UNION has about 6,265 members and employs 16 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221278129
Name:CENTRAL JERSEY FEDERAL CREDIT UNION
Address:
(Main Office)
380 BERRY ST
WOODBRIDGE, NJ 07095
Phone:(732) 634-0600
Fax:(732) 634-7965
Website:https://www.cjfcu.org
Branches:1 branch locations
Members:6,265
Credit Union Type:Federal Credit Union
Charter Number:1108
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$95,554,544
CEO/Manager:Michael G Reilly
Chairperson:James Lenox

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,192,898
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 21,521,572
 Unsecured Loans 12,207,195
 Other Loans 7,224,651
 TOTAL LOANS 40,953,418
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -134,164
 Land And Building 2,660,703
 Other Fixed Assets 221,282
 NCUSIF Deposit 869,701
 All Other Assets 0
  TOTAL ASSETS 95,554,544
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 419,978
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 14,761,830
 Regular shares 57,395,790
 All Other Shares & Deposits 16,229,186
  TOTAL SHARES & DEPOSITS 88,386,806
  TOTAL LIABILITIES 88,806,784
 Regular Reserve 0
 Other Reserves 3,717,571
 Undivided Earnings 3,030,189
  TOTAL EQUITY 6,747,760
  TOTAL LIABILITIES, SHARES, & EQUITY 95,554,544
INCOME & EXPENSE  
 Loan Income 1,584,825
 Investment Income 452,651
 Other Income 519,041
 Total Employee Compensation & Benefits 1,090,254
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,144,880
 Non-operating Income & (Expense) 110,029
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,800
 Cost of Funds 37,428
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 441,528
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