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CENTRAL JERSEY FEDERAL CREDIT UNION

Dec, 31, 2020 — CENTRAL JERSEY FEDERAL CREDIT UNION is a federal credit union headquartered in WOODBRIDGE, NJ with 1 branch location and about $85.18 million in total assets. Opened 85 years ago in 1936, CENTRAL JERSEY FEDERAL CREDIT UNION has about 6,646 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221278129
Name:CENTRAL JERSEY FEDERAL CREDIT UNION
Address:
(Main Office)
380 BERRY ST
WOODBRIDGE, NJ 07095
Phone:(732) 634-0600
Fax:(732) 634-7965
Website:http://www.cjfcu.org
Branches:1 branch locations
Members:6,646
Credit Union Type:Federal Credit Union
Charter Number:1108
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$85,180,212
CEO/Manager:Michael G Reilly
Chairperson:George Balint

Call Report

  • Commercial Loans
  • Overdraft Lines of Credit
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 24,028,549
TOTAL INVESTMENTS 21,103,000
Loans Held for Sale 0
 
 Real Estate Loans 18,089,756
 Unsecured Loans 10,622,744
 Other Loans 5,405,753
 TOTAL LOANS 34,118,253
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -333,185
 Land And Building 2,569,552
 Other Fixed Assets 157,796
 NCUSIF Deposit 783,563
 All Other Assets 2,752,684
  TOTAL ASSETS 85,180,212
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 738,576
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,387,062
 Regular shares 50,858,052
 All Other Shares & Deposits 14,492,892
  TOTAL SHARES & DEPOSITS 78,738,006
  TOTAL LIABILITIES 79,476,582
 Regular Reserve 3,452,058
 Other Reserves 114,634
 Undivided Earnings 2,136,938
  TOTAL EQUITY 5,703,630
  TOTAL LIABILITIES, SHARES, & EQUITY 85,180,212
INCOME & EXPENSE  
 Loan Income 1,970,892
 Investment Income 577,890
 Other Income 589,764
 Total Employee Compensation & Benefits 1,394,578
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,435,472
 Non-operating Income & (Expense) 55,379
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 200,000
 Cost of Funds 53,172
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 110,703
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