Sep, 30, 2025 — A.B. FEDERAL CREDIT UNION is a federal credit union headquartered in DUNCANSVILLE, PA with 1 branch location and about $8.92 million in total assets. Opened 64 years ago in 1962, A.B. FEDERAL CREDIT UNION has about 843 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | A.B. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 520 3rd Ave DUNCANSVILLE, PA 16635-1414 |
| Phone: | (814) 944-4025 |
| Fax: | (814) 944-4026 |
| Website: | https://www.abfederalcu.com |
| Branches: | 1 branch locations |
| Members: | 843 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14879 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Oct 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,916,291 |
| CEO/Manager: | Tricia A Eicher |
| Chairperson: | Mary Lumadue |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 738,340 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 830,051 |
| Unsecured Loans | 1,349,494 |
| Other Loans | 2,893,411 |
| TOTAL LOANS | 5,072,956 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -96,361 |
| Land And Building | 2,310 |
| Other Fixed Assets | 826,609 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 70,353 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,916,291 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,409 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,731,321 |
| Regular shares | 5,139,089 |
| All Other Shares & Deposits | 820,001 |
| TOTAL SHARES & DEPOSITS | 7,690,411 |
| TOTAL LIABILITIES | 7,698,820 |
| Regular Reserve | 0 |
| Other Reserves | 70,329 |
| Undivided Earnings | 1,147,142 |
| TOTAL EQUITY | 1,217,471 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,916,291 |
| INCOME & EXPENSE | |
| Loan Income | 271,622 |
| Investment Income | 56,768 |
| Other Income | 88,783 |
| Total Employee Compensation & Benefits | 188,360 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 177,364 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 85,000 |
| Cost of Funds | 15,284 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -43,577 |
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