Jun, 30, 2024 — WATSONVILLE HOSPITAL FEDERAL CREDIT UNION is a federal credit union headquartered in WATSONVILLE, CA with 1 branch location and about $12.92 million in total assets. Opened 62 years ago in 1962, WATSONVILLE HOSPITAL FEDERAL CREDIT UNION has about 894 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WATSONVILLE HOSPITAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 75 Neilson St WATSONVILLE, CA 95076-2468 |
| Phone: | (831) 724-8098 |
| Fax: | (831) 761-5662 |
| Website: | https://www.wahfcu.com |
| Branches: | 1 branch locations |
| Members: | 894 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14832 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Jan 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,919,917 |
| CEO/Manager: | Krystal Crouse |
| Chairperson: | Michael Hushaw |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 890,094 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 541,367 |
| Other Loans | 4,934,361 |
| TOTAL LOANS | 5,475,728 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -64,939 |
| Land And Building | 0 |
| Other Fixed Assets | 142,112 |
| NCUSIF Deposit | 124,853 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,919,917 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,072 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 20,590 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,843,625 |
| Regular shares | 8,566,954 |
| All Other Shares & Deposits | 1,371,842 |
| TOTAL SHARES & DEPOSITS | 11,782,421 |
| TOTAL LIABILITIES | 11,804,083 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,115,834 |
| TOTAL EQUITY | 1,115,834 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,919,917 |
| INCOME & EXPENSE | |
| Loan Income | 197,300 |
| Investment Income | 69,492 |
| Other Income | 44,498 |
| Total Employee Compensation & Benefits | 167,489 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 188,698 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 31,283 |
| Cost of Funds | 10,379 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -82,300 |
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