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WATSONVILLE HOSPITAL FEDERAL CREDIT UNION

Dec, 31, 2020 — WATSONVILLE HOSPITAL FEDERAL CREDIT UNION is a federal credit union headquartered in WATSONVILLE, CA with 1 branch location and about $13.64 million in total assets. Opened 59 years ago in 1962, WATSONVILLE HOSPITAL FEDERAL CREDIT UNION has about 1,217 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WATSONVILLE HOSPITAL FEDERAL CREDIT UNION
Address:
(Main Office)
75 NEILSON ST
WATSONVILLE, CA 95076-2468
Phone:(831) 724-8098
Fax:(831) 761-5662
Website:http://www.wahfcu.com
Branches:1 branch locations
Members:1,217
Credit Union Type:Federal Credit Union
Charter Number:14832
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1962
Last Audited:Jan 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$13,643,116
CEO/Manager:Krystal Crouse
Chairperson:Michael Hushaw

Call Report

  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,456,185
TOTAL INVESTMENTS 5,250,991
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 514,608
 Other Loans 5,140,777
 TOTAL LOANS 5,655,385
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -62,969
 Land And Building 0
 Other Fixed Assets 160,205
 NCUSIF Deposit 114,947
 All Other Assets 68,372
  TOTAL ASSETS 13,643,116
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 23,190
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,959,646
 Regular shares 8,755,036
 All Other Shares & Deposits 1,713,671
  TOTAL SHARES & DEPOSITS 12,428,353
  TOTAL LIABILITIES 12,451,543
 Regular Reserve 281,603
 Other Reserves 0
 Undivided Earnings 909,970
  TOTAL EQUITY 1,191,573
  TOTAL LIABILITIES, SHARES, & EQUITY 13,643,116
INCOME & EXPENSE  
 Loan Income 336,107
 Investment Income 106,585
 Other Income 75,765
 Total Employee Compensation & Benefits 270,615
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 289,780
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,209
 Cost of Funds 15,447
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -58,594
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