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CENTRAL COAST FEDERAL CREDIT UNION

Dec, 31, 2023 — CENTRAL COAST FEDERAL CREDIT UNION is a federal credit union headquartered in SEASIDE, CA with 4 branch locations and about $173.49 million in total assets. Opened 63 years ago in 1961, CENTRAL COAST FEDERAL CREDIT UNION has about 15,219 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321172374
Name:CENTRAL COAST FEDERAL CREDIT UNION
Address:
(Main Office)
4242 Gigling Rd
SEASIDE, CA 93955-6300
Phone:(831) 393-3480
Fax:(831) 899-2572
Website:https://www.centcoastfcu.com
Branches:4 branch locations
Members:15,219
Credit Union Type:Federal Credit Union
Charter Number:14455
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$173,493,659
CEO/Manager:Leinette B Limtiaco
Chairperson:Juanita c Casiano-Ferrante

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 5,469,482
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 35,369,713
 Unsecured Loans 6,014,779
 Other Loans 64,913,216
 TOTAL LOANS 106,297,708
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -865,814
 Land And Building 0
 Other Fixed Assets 1,588,259
 NCUSIF Deposit 1,629,784
 All Other Assets 0
  TOTAL ASSETS 173,493,659
LIABILITIES & CAPITAL:  
 Dividends Payable 282,387
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,692,273
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 31,062,191
 Regular shares 85,408,177
 All Other Shares & Deposits 50,253,326
  TOTAL SHARES & DEPOSITS 166,723,694
  TOTAL LIABILITIES 169,698,354
 Regular Reserve 0
 Other Reserves -7,315,412
 Undivided Earnings 11,110,717
  TOTAL EQUITY 3,795,305
  TOTAL LIABILITIES, SHARES, & EQUITY 173,493,659
INCOME & EXPENSE  
 Loan Income 5,381,879
 Investment Income 1,260,641
 Other Income 1,849,244
 Total Employee Compensation & Benefits 3,943,811
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,807,192
 Non-operating Income & (Expense) 559,291
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 196,191
 Cost of Funds 918,514
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -385,165
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