Dec, 31, 2023 — CENTRAL COAST FEDERAL CREDIT UNION is a federal credit union headquartered in SEASIDE, CA with 4 branch locations and about $173.49 million in total assets. Opened 63 years ago in 1961, CENTRAL COAST FEDERAL CREDIT UNION has about 15,219 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CENTRAL COAST FEDERAL CREDIT UNION |
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Address: (Main Office) | 4242 Gigling Rd SEASIDE, CA 93955-6300 |
Phone: | (831) 393-3480 |
Fax: | (831) 899-2572 |
Website: | https://www.centcoastfcu.com |
Branches: | 4 branch locations |
Members: | 15,219 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 14455 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1961 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $173,493,659 |
CEO/Manager: | Leinette B Limtiaco |
Chairperson: | Juanita c Casiano-Ferrante |
ASSETS: | $ Amount |
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Cash & Equivalents | 5,469,482 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 35,369,713 |
Unsecured Loans | 6,014,779 |
Other Loans | 64,913,216 |
TOTAL LOANS | 106,297,708 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -865,814 |
Land And Building | 0 |
Other Fixed Assets | 1,588,259 |
NCUSIF Deposit | 1,629,784 |
All Other Assets | 0 |
TOTAL ASSETS | 173,493,659 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 282,387 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,692,273 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 31,062,191 |
Regular shares | 85,408,177 |
All Other Shares & Deposits | 50,253,326 |
TOTAL SHARES & DEPOSITS | 166,723,694 |
TOTAL LIABILITIES | 169,698,354 |
Regular Reserve | 0 |
Other Reserves | -7,315,412 |
Undivided Earnings | 11,110,717 |
TOTAL EQUITY | 3,795,305 |
TOTAL LIABILITIES, SHARES, & EQUITY | 173,493,659 |
INCOME & EXPENSE | |
Loan Income | 5,381,879 |
Investment Income | 1,260,641 |
Other Income | 1,849,244 |
Total Employee Compensation & Benefits | 3,943,811 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 3,807,192 |
Non-operating Income & (Expense) | 559,291 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 196,191 |
Cost of Funds | 918,514 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -385,165 |
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