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CENTRAL COAST FEDERAL CREDIT UNION

Mar, 31, 2021 — CENTRAL COAST FEDERAL CREDIT UNION is a federal credit union headquartered in SEASIDE, CA with 4 branch locations and about $182.19 million in total assets. Opened 60 years ago in 1961, CENTRAL COAST FEDERAL CREDIT UNION has about 13,784 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321172374
Name:CENTRAL COAST FEDERAL CREDIT UNION
Address:
(Main Office)
4242 GIGLING ROAD
SEASIDE, CA 93955
Phone:(831) 393-3480
Fax:(831) 899-2572
Website:http://www.centcoastfcu.com
Branches:4 branch locations
Members:13,784
Credit Union Type:Federal Credit Union
Charter Number:14455
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$182,185,078
CEO/Manager:Leinette B Limtiaco
Chairperson:Juanita c Casiano-Ferrante

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 29,518,013
TOTAL INVESTMENTS 73,263,920
Loans Held for Sale 0
 
 Real Estate Loans 33,736,477
 Unsecured Loans 3,300,547
 Other Loans 38,775,681
 TOTAL LOANS 75,812,705
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -461,726
 Land And Building 185,447
 Other Fixed Assets 794,936
 NCUSIF Deposit 1,404,331
 All Other Assets 1,667,452
  TOTAL ASSETS 182,185,078
LIABILITIES & CAPITAL:  
 Dividends Payable 4,519
 Notes & Interest Payable 5,000,000
 Accounts Payable & Other Liabilities 2,911,164
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 31,807,209
 Regular shares 88,319,031
 All Other Shares & Deposits 40,467,210
  TOTAL SHARES & DEPOSITS 160,593,450
  TOTAL LIABILITIES 168,509,133
 Regular Reserve 1,271,872
 Other Reserves -57,854
 Undivided Earnings 12,461,927
  TOTAL EQUITY 13,675,945
  TOTAL LIABILITIES, SHARES, & EQUITY 182,185,078
INCOME & EXPENSE  
 Loan Income 866,879
 Investment Income 191,622
 Other Income 392,722
 Total Employee Compensation & Benefits 811,225
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 544,921
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,870
 Cost of Funds 51,135
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 70,956
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