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CENTRAL COAST FEDERAL CREDIT UNION

Mar, 31, 2022 — CENTRAL COAST FEDERAL CREDIT UNION is a federal credit union headquartered in SEASIDE, CA with 4 branch locations and about $184.22 million in total assets. Opened 61 years ago in 1961, CENTRAL COAST FEDERAL CREDIT UNION has about 14,203 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321172374
Name:CENTRAL COAST FEDERAL CREDIT UNION
Address:
(Main Office)
4242 Gigling Rd
SEASIDE, CA 93955-6300
Phone:(831) 393-3480
Fax:(831) 899-2572
Website:http://www.centcoastfcu.com
Branches:4 branch locations
Members:14,203
Credit Union Type:Federal Credit Union
Charter Number:14455
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2021
FHLB Member:Yes
Low Income Designation:No
Assets:$184,217,973
CEO/Manager:Leinette B Limtiaco
Chairperson:Juanita c Casiano-Ferrante

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,692,694
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 33,824,128
 Unsecured Loans 3,923,394
 Other Loans 43,771,163
 TOTAL LOANS 81,518,685
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -375,328
 Land And Building 180,000
 Other Fixed Assets 791,896
 NCUSIF Deposit 1,577,327
 All Other Assets 0
  TOTAL ASSETS 184,217,973
LIABILITIES & CAPITAL:  
 Dividends Payable 4,046
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,067,444
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 31,618,647
 Regular shares 98,225,416
 All Other Shares & Deposits 41,962,257
  TOTAL SHARES & DEPOSITS 171,806,320
  TOTAL LIABILITIES 173,877,810
 Regular Reserve 0
 Other Reserves -2,091,079
 Undivided Earnings 12,431,242
  TOTAL EQUITY 10,340,163
  TOTAL LIABILITIES, SHARES, & EQUITY 184,217,973
INCOME & EXPENSE  
 Loan Income 875,815
 Investment Income 234,571
 Other Income 429,323
 Total Employee Compensation & Benefits 844,837
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 685,315
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 39,490
 Cost of Funds 50,332
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -80,265
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