Credit Unions Near Me
National Credit Union Service Organization

CENTRAL COAST FEDERAL CREDIT UNION

Dec, 31, 2020 — CENTRAL COAST FEDERAL CREDIT UNION is a federal credit union headquartered in SEASIDE, CA with 4 branch locations and about $170.72 million in total assets. Opened 60 years ago in 1961, CENTRAL COAST FEDERAL CREDIT UNION has about 13,624 members and employs 41 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 321172374
Name:CENTRAL COAST FEDERAL CREDIT UNION
Address:
(Main Office)
4242 GIGLING ROAD
SEASIDE, CA 93955
Phone:(831) 393-3480
Fax:(831) 899-2572
Website:http://www.centcoastfcu.com
Branches:4 branch locations
Members:13,624
Credit Union Type:Federal Credit Union
Charter Number:14455
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1961
Last Audited:Dec 01, 2019
FHLB Member:Yes
Low Income Designation:No
Assets:$170,720,753
CEO/Manager:Leinette B Limtiaco
Chairperson:Juanita c Casiano-Ferrante

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 22,543,544
TOTAL INVESTMENTS 69,058,284
Loans Held for Sale 0
 
 Real Estate Loans 33,553,051
 Unsecured Loans 3,350,509
 Other Loans 38,491,708
 TOTAL LOANS 75,395,268
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -507,295
 Land And Building 189,726
 Other Fixed Assets 792,620
 NCUSIF Deposit 1,404,331
 All Other Assets 1,844,275
  TOTAL ASSETS 170,720,753
LIABILITIES & CAPITAL:  
 Dividends Payable 3,379
 Notes & Interest Payable 5,000,000
 Accounts Payable & Other Liabilities 2,425,343
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 27,894,949
 Regular shares 81,179,194
 All Other Shares & Deposits 40,348,110
  TOTAL SHARES & DEPOSITS 149,422,253
  TOTAL LIABILITIES 156,850,975
 Regular Reserve 1,271,872
 Other Reserves 206,935
 Undivided Earnings 12,390,971
  TOTAL EQUITY 13,869,778
  TOTAL LIABILITIES, SHARES, & EQUITY 170,720,753
INCOME & EXPENSE  
 Loan Income 3,712,883
 Investment Income 1,121,127
 Other Income 1,620,536
 Total Employee Compensation & Benefits 3,260,227
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,296,156
 Non-operating Income & (Expense) 130,644
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 191,903
 Cost of Funds 257,987
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 578,917
↑ Back to Top

Other Credit Unions

ALLUS CREDIT UNION
1410 N MAIN ST
SALINAS, CA 93906
WATSONVILLE HOSPITAL FEDERAL CREDIT UNION
75 NEILSON ST
WATSONVILLE, CA 95076-2468
CORRECTIONS FEDERAL CREDIT UNION
POST OFFICE BOX 12
SOLEDAD, CA 93960
MONTEREY CREDIT UNION
PO BOX 3288
MONTEREY, CA 93942
SANTA CRUZ COMMUNITY CREDIT UNION
324 FRONT STREET
SANTA CRUZ, CA 95060
PACIFIC POSTAL CREDIT UNION
1040 LEIGH AVE
SAN JOSE, CA 95126
MISSION CITY FEDERAL CREDIT UNION
1391 FRANKLIN ST
SANTA CLARA, CA 95050-4710
BAY FEDERAL CREDIT UNION
3333 CLARES ST
CAPITOLA, CA 95010-2546
PREMIER ONE CREDIT UNION
6640 Via Del Oro
SAN JOSE, CA 95119
COMMONWEALTH CENTRAL CREDIT UNION
5890 SILVER CREEK VALLEY RD
SAN JOSE, CA 95138