Sep, 30, 2025 — TEAM FIRST FEDERAL CREDIT UNION is a federal credit union headquartered in LANCASTER, PA with 1 branch location and about $9.23 million in total assets. Opened 64 years ago in 1962, TEAM FIRST FEDERAL CREDIT UNION has about 811 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TEAM FIRST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 111 Centerville Rd LANCASTER, PA 17603 |
| Phone: | (717) 824-3669 |
| Fax: | (717) 824-3567 |
| Website: | https://www.teamfirstfcu.org |
| Branches: | 1 branch locations |
| Members: | 811 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14829 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $9,232,736 |
| CEO/Manager: | Heidi Y Martinez |
| Chairperson: | Jere DeLeo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,239,006 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,411,480 |
| Unsecured Loans | 724,462 |
| Other Loans | 1,074,993 |
| TOTAL LOANS | 4,210,935 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -56,829 |
| Land And Building | 163,511 |
| Other Fixed Assets | 11,549 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 71,990 |
| All Other Assets | 0 |
| TOTAL ASSETS | 9,232,736 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -5,429 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,108,884 |
| Regular shares | 4,414,924 |
| All Other Shares & Deposits | 2,565,003 |
| TOTAL SHARES & DEPOSITS | 8,088,811 |
| TOTAL LIABILITIES | 8,083,382 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,149,354 |
| TOTAL EQUITY | 1,149,354 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 9,232,736 |
| INCOME & EXPENSE | |
| Loan Income | 155,570 |
| Investment Income | 82,194 |
| Other Income | 7,077 |
| Total Employee Compensation & Benefits | 161,590 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 185,437 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 54,187 |
| Cost of Funds | 9,568 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -129,420 |
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