Sep, 30, 2025 — WVU EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MORGANTOWN, WV with 1 branch location and about $62.35 million in total assets. Opened 65 years ago in 1961, WVU EMPLOYEES FEDERAL CREDIT UNION has about 5,980 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WVU EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 448 Harding Ave MORGANTOWN, WV 26505 |
| Phone: | (304) 293-5737 |
| Fax: | (304) 293-7018 |
| Website: | https://www.wvucu.com |
| Branches: | 1 branch locations |
| Members: | 5,980 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14611 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $62,352,984 |
| CEO/Manager: | Craig F Street |
| Chairperson: | Gloria Rowan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,800,077 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 7,251,209 |
| Other Loans | 27,138,817 |
| TOTAL LOANS | 34,390,026 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -389,049 |
| Land And Building | 454,616 |
| Other Fixed Assets | 129,324 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 470,888 |
| All Other Assets | 0 |
| TOTAL ASSETS | 62,352,984 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 146,561 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 512,950 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,115,798 |
| Regular shares | 32,338,658 |
| All Other Shares & Deposits | 6,998,413 |
| TOTAL SHARES & DEPOSITS | 47,452,868 |
| TOTAL LIABILITIES | 48,112,379 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 14,240,605 |
| TOTAL EQUITY | 14,240,605 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 62,352,984 |
| INCOME & EXPENSE | |
| Loan Income | 1,915,520 |
| Investment Income | 646,667 |
| Other Income | 348,675 |
| Total Employee Compensation & Benefits | 444,150 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 739,665 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 251,000 |
| Cost of Funds | 373,372 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,443,763 |
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