Sep, 30, 2025 — TENNESSEE RIVER FEDERAL CREDIT UNION is a federal credit union headquartered in COUNCE, TN with 0 branch location and about $16.01 million in total assets. Opened 65 years ago in 1961, TENNESSEE RIVER FEDERAL CREDIT UNION has about 1,584 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TENNESSEE RIVER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7030 Highway 57 COUNCE, TN 38326 |
| Phone: | (731) 689-3042 |
| Fax: | (731) 689-3130 |
| Website: | n/a |
| Branches: | 0 branch locations |
| Members: | 1,584 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14333 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,013,849 |
| CEO/Manager: | Jennifer K Williams |
| Chairperson: | William C Cromwell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 372,300 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,081,739 |
| Unsecured Loans | 976,722 |
| Other Loans | 7,270,827 |
| TOTAL LOANS | 10,329,288 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -61,798 |
| Land And Building | 575,640 |
| Other Fixed Assets | 16,049 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 112,476 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,013,849 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,469 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 25,105 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 10,515,547 |
| All Other Shares & Deposits | 158,200 |
| TOTAL SHARES & DEPOSITS | 10,673,747 |
| TOTAL LIABILITIES | 10,706,321 |
| Regular Reserve | 0 |
| Other Reserves | 479,839 |
| Undivided Earnings | 4,827,689 |
| TOTAL EQUITY | 5,307,528 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,013,849 |
| INCOME & EXPENSE | |
| Loan Income | 458,430 |
| Investment Income | 155,115 |
| Other Income | 2,850 |
| Total Employee Compensation & Benefits | 151,452 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 116,952 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 61,798 |
| Cost of Funds | 34,511 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 254,094 |
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