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NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION

Sep, 30, 2025 — NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in PARIS, TX with 2 branch locations and about $32.56 million in total assets. Opened 65 years ago in 1961, NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION has about 2,219 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTHEAST TEXAS TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
3320 Lamar Ave
PARIS, TX 75460-5024
Phone:(903) 785-6682
Fax:(903) 785-6259
Website:https://www.nettfcu.com/
Branches:2 branch locations
Members:2,219
Credit Union Type:Federal Credit Union
Charter Number:14170
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1961
Last Audited:May 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$32,560,348
CEO/Manager:Brian Lawrence
Chairperson:Rex Ranes

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,296,155
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 26,383
 Unsecured Loans 563,872
 Other Loans 5,774,492
 TOTAL LOANS 6,364,747
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -68,246
 Land And Building 284,740
 Other Fixed Assets 0
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 269,042
 All Other Assets 31,500
  TOTAL ASSETS 32,560,348
LIABILITIES & CAPITAL:  
 Dividends Payable 73
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 207,633
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,058,984
 Regular shares 17,082,922
 All Other Shares & Deposits 4,564,494
  TOTAL SHARES & DEPOSITS 27,706,401
  TOTAL LIABILITIES 27,914,107
 Regular Reserve 0
 Other Reserves 660,075
 Undivided Earnings 3,986,166
  TOTAL EQUITY 4,646,241
  TOTAL LIABILITIES, SHARES, & EQUITY 32,560,348
INCOME & EXPENSE  
 Loan Income 329,058
 Investment Income 687,202
 Other Income 49,687
 Total Employee Compensation & Benefits 447,298
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 327,376
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,000
 Cost of Funds 154,021
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 168,835
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