Credit Unions Near Me
National Credit Union Service Organization

MIDSOUTH COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — MIDSOUTH COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Macon, GA with 9 branch locations and about $368.93 million in total assets. Opened 85 years ago in 1936, MIDSOUTH COMMUNITY FEDERAL CREDIT UNION has about 40,757 members and employs 94 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 261171228
Name:MIDSOUTH COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
4810 Mercer University Dr
Macon, GA 31210-5675
Phone:(478) 471-9946
Fax:(478) 757-7989
Website:http://www.midsouthfcu.org
Branches:9 branch locations
Members:40,757
Credit Union Type:Federal Credit Union
Charter Number:1410
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$368,933,430
CEO/Manager:Roy Bibb
Chairperson:Harry Trawick

Call Report

  • Commercial Loans
  • Debt Cancellation/Suspension
  • Indirect Consumer Loans
  • Indirect Mortgage Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Micro Consumer Loans
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Health Savings Accounts
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 49,328,586
TOTAL INVESTMENTS 63,321,323
Loans Held for Sale 0
 
 Real Estate Loans 33,279,514
 Unsecured Loans 15,876,648
 Other Loans 183,609,461
 TOTAL LOANS 232,765,623
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -3,310,700
 Land And Building 7,624,103
 Other Fixed Assets 793,529
 NCUSIF Deposit 2,689,565
 All Other Assets 15,721,401
  TOTAL ASSETS 368,933,430
LIABILITIES & CAPITAL:  
 Dividends Payable 257,525
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,574,605
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 78,078,621
 Regular shares 118,567,724
 All Other Shares & Deposits 123,824,152
  TOTAL SHARES & DEPOSITS 320,470,497
  TOTAL LIABILITIES 326,302,627
 Regular Reserve 2,778,206
 Other Reserves 62,186
 Undivided Earnings 39,790,411
  TOTAL EQUITY 42,630,803
  TOTAL LIABILITIES, SHARES, & EQUITY 368,933,430
INCOME & EXPENSE  
 Loan Income 2,636,994
 Investment Income 215,576
 Other Income 1,089,215
 Total Employee Compensation & Benefits 1,879,529
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,376,759
 Non-operating Income & (Expense) 49,681
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,014
 Cost of Funds 349,457
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,057,397
↑ Back to Top

Other Credit Unions

LOCAL 461 FEDERAL CREDIT UNION
1038 GUY PAINE RD
MACON, GA 31206
FLINT RIVER EMPLOYEES FEDERAL CREDIT UNION
2449 Stagecoach Road, P.O. Box 238
OGLETHORPE, GA 31068
HARRIS EMPLOYEES CREDIT UNION
P. O. BOX 998
CORDELE, GA 31010
MACON-BIBB EMPLOYEES CREDIT UNION
P.O. BOX 247
MACON, GA 31202
RIG EMPLOYEES CREDIT UNION
100 GRAPHIC PACKAGING INT WAY
MACON, GA 31206
GEORGIA GUARD CREDIT UNION
1030 SHURLING DR
MACON, GA 31211
BROSNAN YARD FEDERAL CREDIT UNION
223 WALNUT ST
MACON, GA 31201
MACON FIREMEN'S CREDIT UNION
899 Oglethorpe St
MACON, GA 31201-6801
FLINT FEDERAL CREDIT UNION
PO Box 374
REYNOLDS, GA 31076
H E A FEDERAL CREDIT UNION
121 OSIGIAN BLVD
WARNER ROBINS, GA 31088