Sep, 30, 2025 — EDISTO FEDERAL CREDIT UNION is a federal credit union headquartered in ORANGEBURG, SC with 1 branch location and about $23.47 million in total assets. Opened 90 years ago in 1936, EDISTO FEDERAL CREDIT UNION has about 2,799 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EDISTO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1880 Russell St ORANGEBURG, SC 29115-6107 |
| Phone: | (803) 535-0077 |
| Fax: | (803) 539-9020 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 2,799 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1397 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,468,723 |
| CEO/Manager: | Mary A Moorer |
| Chairperson: | Georgia G Montgomery |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,535,308 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,679,236 |
| Unsecured Loans | 1,961,018 |
| Other Loans | 4,435,431 |
| TOTAL LOANS | 10,075,685 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -150,000 |
| Land And Building | 127,843 |
| Other Fixed Assets | 2 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 182,234 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,468,723 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 79,270 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,451,742 |
| Regular shares | 8,548,886 |
| All Other Shares & Deposits | 9,396,743 |
| TOTAL SHARES & DEPOSITS | 19,397,371 |
| TOTAL LIABILITIES | 19,476,641 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,992,082 |
| TOTAL EQUITY | 3,992,082 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,468,723 |
| INCOME & EXPENSE | |
| Loan Income | 657,186 |
| Investment Income | 289,862 |
| Other Income | 203,867 |
| Total Employee Compensation & Benefits | 498,277 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 413,374 |
| Non-operating Income & (Expense) | 4,190 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,628 |
| Cost of Funds | 185,455 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 98,649 |
| ↑ Back to Top | |