Sep, 30, 2025 — FICARE FEDERAL CREDIT UNION is a federal credit union headquartered in WESLEY CHAPEL, FL with 5 branch locations and about $80.37 million in total assets. Opened 66 years ago in 1960, FICARE FEDERAL CREDIT UNION has about 8,113 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FICARE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 26644 Silver Maple Pkwy WESLEY CHAPEL, FL 33544 |
| Phone: | (813) 600-5920 |
| Fax: | |
| Website: | https://www.ficarefcu.org |
| Branches: | 5 branch locations |
| Members: | 8,113 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13902 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $80,371,611 |
| CEO/Manager: | Denelle R Miller |
| Chairperson: | Thomas Garthwaite |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,237,312 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,620,545 |
| Unsecured Loans | 8,062,575 |
| Other Loans | 33,616,081 |
| TOTAL LOANS | 50,299,201 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -434,700 |
| Land And Building | 5,631,155 |
| Other Fixed Assets | 496,867 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 650,011 |
| All Other Assets | 0 |
| TOTAL ASSETS | 80,371,611 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 640,431 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 17,447,467 |
| Regular shares | 32,789,937 |
| All Other Shares & Deposits | 18,329,951 |
| TOTAL SHARES & DEPOSITS | 68,567,355 |
| TOTAL LIABILITIES | 69,207,786 |
| Regular Reserve | 0 |
| Other Reserves | 5,024,307 |
| Undivided Earnings | 6,139,518 |
| TOTAL EQUITY | 11,163,825 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 80,371,611 |
| INCOME & EXPENSE | |
| Loan Income | 2,665,407 |
| Investment Income | 549,312 |
| Other Income | 1,194,241 |
| Total Employee Compensation & Benefits | 1,589,381 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,073,059 |
| Non-operating Income & (Expense) | 2,132 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 203,290 |
| Cost of Funds | 441,830 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 103,532 |
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