STANDARD REGISTER FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.stdregfcu.org for more information.
Sep, 30, 2025 — STANDARD REGISTER FEDERAL CREDIT UNION is a federal credit union headquartered in DAYTON, OH with 1 branch location and about $39.23 million in total assets. Opened 90 years ago in 1936, STANDARD REGISTER FEDERAL CREDIT UNION has about 3,475 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STANDARD REGISTER FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 1167 DAYTON, OH 45401 |
| Phone: | (937) 223-3333 |
| Fax: | (937) 223-6281 |
| Website: | https://www.stdregfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,475 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1380 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $39,228,121 |
| CEO/Manager: | Mike Frankey |
| Chairperson: | Stephen McDonell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,913,685 |
| TOTAL INVESTMENTS | 6,351,929 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 12,015,386 |
| Unsecured Loans | 3,381,121 |
| Other Loans | 8,893,789 |
| TOTAL LOANS | 24,290,296 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -158,479 |
| Land And Building | 0 |
| Other Fixed Assets | 160,802 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 294,810 |
| All Other Assets | 375,078 |
| TOTAL ASSETS | 39,228,121 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 626 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 179,919 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,531,680 |
| Regular shares | 11,926,322 |
| All Other Shares & Deposits | 12,659,699 |
| TOTAL SHARES & DEPOSITS | 32,117,701 |
| TOTAL LIABILITIES | 32,298,246 |
| Regular Reserve | 822,274 |
| Other Reserves | 0 |
| Undivided Earnings | 6,107,601 |
| TOTAL EQUITY | 6,929,875 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 39,228,121 |
| INCOME & EXPENSE | |
| Loan Income | 606,153 |
| Investment Income | 92,878 |
| Other Income | 144,453 |
| Total Employee Compensation & Benefits | 359,692 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 475,922 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 117,250 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -109,380 |
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