Sep, 30, 2025 — PENNTECH EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSONBURG, PA with 1 branch location and about $12.34 million in total assets. Opened 66 years ago in 1960, PENNTECH EMPLOYEES FEDERAL CREDIT UNION has about 1,308 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PENNTECH EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 409 Center St Ste C JOHNSONBURG, PA 15845-1307 |
| Phone: | (814) 965-4311 |
| Fax: | (814) 965-4623 |
| Website: | https://www.penntechfcu.com |
| Branches: | 1 branch locations |
| Members: | 1,308 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13469 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,339,685 |
| CEO/Manager: | Julie Ribovic |
| Chairperson: | Robert Paladino |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 755,007 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 597,210 |
| Other Loans | 4,307,751 |
| TOTAL LOANS | 4,904,961 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -100,338 |
| Land And Building | 0 |
| Other Fixed Assets | 423 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 103,130 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,339,685 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 79,897 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,740 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 406,470 |
| Regular shares | 6,625,224 |
| All Other Shares & Deposits | 3,815,724 |
| TOTAL SHARES & DEPOSITS | 10,847,419 |
| TOTAL LIABILITIES | 10,932,056 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,407,629 |
| TOTAL EQUITY | 1,407,629 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,339,685 |
| INCOME & EXPENSE | |
| Loan Income | 252,361 |
| Investment Income | 221,455 |
| Other Income | 2,310 |
| Total Employee Compensation & Benefits | 157,041 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 110,871 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 45,000 |
| Cost of Funds | 138,990 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 25,280 |
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