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BRADFORD AREA SCHOOL EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — BRADFORD AREA SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Bradford, PA with 1 branch location and about $1.05 million in total assets. Opened 82 years ago in 1939, BRADFORD AREA SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 276 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:BRADFORD AREA SCHOOL EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
125 Main Street, Suite 206
Bradford, PA 16701
Phone:(814) 368-5595
Fax:(814) 596-0089
Website:http://www.basecu.org
Branches:1 branch locations
Members:276
Credit Union Type:Federal Credit Union
Charter Number:24857
Membership Type:Single common bond - other
Corporate Credit Union:No
Year Opened:1939
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$1,046,283
CEO/Manager:Michelle L Aaron-Simmons
Chairperson:Steve Kloss

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 277,138
TOTAL INVESTMENTS 76,959
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 161,646
 Other Loans 525,814
 TOTAL LOANS 687,460
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,591
 Land And Building 0
 Other Fixed Assets 552
 NCUSIF Deposit 7,055
 All Other Assets 2,710
  TOTAL ASSETS 1,046,283
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,558
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 838,068
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 838,068
  TOTAL LIABILITIES 839,626
 Regular Reserve 63,873
 Other Reserves 0
 Undivided Earnings 142,784
  TOTAL EQUITY 206,657
  TOTAL LIABILITIES, SHARES, & EQUITY 1,046,283
INCOME & EXPENSE  
 Loan Income 9,170
 Investment Income 0
 Other Income 20
 Total Employee Compensation & Benefits 4,350
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,932
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 475
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,433
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