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K G C FEDERAL CREDIT UNION

Sep, 30, 2025 — K G C FEDERAL CREDIT UNION is a federal credit union headquartered in KNOX, PA with 1 branch location and about $9.93 million in total assets. Opened 66 years ago in 1960, K G C FEDERAL CREDIT UNION has about 1,783 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:K G C FEDERAL CREDIT UNION
Address:
(Main Office)
778 BEATTY AVE
KNOX, PA 16232
Phone:(814) 797-5768
Fax:(814) 797-2544
Website:https://kgcfcu.com
Branches:1 branch locations
Members:1,783
Credit Union Type:Federal Credit Union
Charter Number:13802
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1960
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$9,925,901
CEO/Manager:Stacey L McCauley
Chairperson:Justin Forsythe

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,024,218
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,278,138
 Other Loans 4,420,818
 TOTAL LOANS 5,698,956
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -99,577
 Land And Building 21,988
 Other Fixed Assets 7,008
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 85,222
 All Other Assets 0
  TOTAL ASSETS 9,925,901
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 15,039
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,858,815
 Regular shares 6,383,155
 All Other Shares & Deposits 44,496
  TOTAL SHARES & DEPOSITS 9,286,466
  TOTAL LIABILITIES 9,301,505
 Regular Reserve 0
 Other Reserves 86,791
 Undivided Earnings 537,605
  TOTAL EQUITY 624,396
  TOTAL LIABILITIES, SHARES, & EQUITY 9,925,901
INCOME & EXPENSE  
 Loan Income 215,834
 Investment Income 20,871
 Other Income 66,251
 Total Employee Compensation & Benefits 73,723
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 170,854
 Non-operating Income & (Expense) 2,640
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 63,800
 Cost of Funds 2,485
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 41,607
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