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SRU FEDERAL CREDIT UNION

Mar, 31, 2021 — SRU FEDERAL CREDIT UNION is a federal credit union headquartered in Slippery Rock, PA with 1 branch location and about $60.07 million in total assets. Opened 63 years ago in 1958, SRU FEDERAL CREDIT UNION has about 3,385 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 243384981
Name:SRU FEDERAL CREDIT UNION
Address:
(Main Office)
100 Arrowhead Drive
Slippery Rock, PA 16057
Phone:(724) 794-6292
Fax:(724) 794-5182
Website:http://www.srufcu.org
Branches:1 branch locations
Members:3,385
Credit Union Type:Federal Credit Union
Charter Number:12654
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1958
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$60,072,550
CEO/Manager:Lynne M Griffith-Schall
Chairperson:C. Eugene Allison

Call Report

  • Commercial Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,604,083
TOTAL INVESTMENTS 15,453,496
Loans Held for Sale 0
 
 Real Estate Loans 11,906,758
 Unsecured Loans 1,951,519
 Other Loans 7,631,494
 TOTAL LOANS 21,489,771
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -43,518
 Land And Building 2,900,625
 Other Fixed Assets 208,495
 NCUSIF Deposit 353,359
 All Other Assets 106,239
  TOTAL ASSETS 60,072,550
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 131,021
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,440,325
 Regular shares 22,518,081
 All Other Shares & Deposits 22,823,865
  TOTAL SHARES & DEPOSITS 53,782,271
  TOTAL LIABILITIES 53,913,292
 Regular Reserve 470,954
 Other Reserves 0
 Undivided Earnings 5,688,304
  TOTAL EQUITY 6,159,258
  TOTAL LIABILITIES, SHARES, & EQUITY 60,072,550
INCOME & EXPENSE  
 Loan Income 221,263
 Investment Income 45,548
 Other Income 31,986
 Total Employee Compensation & Benefits 124,763
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 145,764
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,500
 Cost of Funds 45,923
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 24,402
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