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SRU FEDERAL CREDIT UNION

Dec, 31, 2020 — SRU FEDERAL CREDIT UNION is a federal credit union headquartered in Slippery Rock, PA with 1 branch location and about $55.38 million in total assets. Opened 63 years ago in 1958, SRU FEDERAL CREDIT UNION has about 3,299 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 243384981
Name:SRU FEDERAL CREDIT UNION
Address:
(Main Office)
100 Arrowhead Drive
Slippery Rock, PA 16057
Phone:(724) 794-6292
Fax:(724) 794-5182
Website:http://www.srufcu.org
Branches:1 branch locations
Members:3,299
Credit Union Type:Federal Credit Union
Charter Number:12654
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1958
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$55,381,366
CEO/Manager:Lynne M Griffith-Schall
Chairperson:C. Eugene Allison

Call Report

  • Commercial Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 19,075,770
TOTAL INVESTMENTS 13,688,758
Loans Held for Sale 0
 
 Real Estate Loans 10,706,935
 Unsecured Loans 2,026,773
 Other Loans 6,233,186
 TOTAL LOANS 18,966,894
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -42,914
 Land And Building 2,715,265
 Other Fixed Assets 216,290
 NCUSIF Deposit 353,359
 All Other Assets 407,944
  TOTAL ASSETS 55,381,366
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 117,271
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 7,986,456
 Regular shares 20,100,692
 All Other Shares & Deposits 21,042,090
  TOTAL SHARES & DEPOSITS 49,129,238
  TOTAL LIABILITIES 49,246,509
 Regular Reserve 470,954
 Other Reserves 0
 Undivided Earnings 5,663,903
  TOTAL EQUITY 6,134,857
  TOTAL LIABILITIES, SHARES, & EQUITY 55,381,366
INCOME & EXPENSE  
 Loan Income 842,237
 Investment Income 285,008
 Other Income 295,746
 Total Employee Compensation & Benefits 505,871
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 493,444
 Non-operating Income & (Expense) -5,269
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,000
 Cost of Funds 180,654
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 217,753
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