Sep, 30, 2025 — P C FEDERAL CREDIT UNION is a federal credit union headquartered in PORT ALLEGANY, PA with 2 branch locations and about $13.99 million in total assets. Opened 71 years ago in 1955, P C FEDERAL CREDIT UNION has about 1,433 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | P C FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 203 N Main St PORT ALLEGANY, PA 16743 |
| Phone: | (814) 642-9248 |
| Fax: | (814) 642-5044 |
| Website: | https://www.pcfederalcu.org |
| Branches: | 2 branch locations |
| Members: | 1,433 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10704 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $13,989,674 |
| CEO/Manager: | Jean M Bonser |
| Chairperson: | Clifford D Lane |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,446,337 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 411,796 |
| Unsecured Loans | 1,048,945 |
| Other Loans | 9,299,294 |
| TOTAL LOANS | 10,760,035 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -69,504 |
| Land And Building | 56,150 |
| Other Fixed Assets | 48,189 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 112,609 |
| All Other Assets | 0 |
| TOTAL ASSETS | 13,989,674 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 84,762 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 21,714 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,001,537 |
| Regular shares | 4,862,195 |
| All Other Shares & Deposits | 6,267,600 |
| TOTAL SHARES & DEPOSITS | 12,131,332 |
| TOTAL LIABILITIES | 12,237,808 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,751,866 |
| TOTAL EQUITY | 1,751,866 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,989,674 |
| INCOME & EXPENSE | |
| Loan Income | 515,288 |
| Investment Income | 73,143 |
| Other Income | 45,319 |
| Total Employee Compensation & Benefits | 178,443 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 157,855 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 241,439 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 77,323 |
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