Dec, 31, 2023 — P C FEDERAL CREDIT UNION is a federal credit union headquartered in PORT ALLEGANY, PA with 2 branch locations and about $13.15 million in total assets. Opened 69 years ago in 1955, P C FEDERAL CREDIT UNION has about 1,436 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | P C FEDERAL CREDIT UNION |
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Address: (Main Office) | 203 N Main St PORT ALLEGANY, PA 16743 |
Phone: | (814) 642-9248 |
Fax: | (814) 642-5044 |
Website: | https://www.pcfederalcu.org |
Branches: | 2 branch locations |
Members: | 1,436 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 10704 |
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Membership Type: | Multiple common bond - other |
Corporate Credit Union: | No |
Year Opened: | 1955 |
Last Audited: | Dec 01, 2021 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $13,145,202 |
CEO/Manager: | Karol L Hinchey |
Chairperson: | Clifford D Lane |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,707,451 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 479,662 |
Unsecured Loans | 1,124,633 |
Other Loans | 8,505,450 |
TOTAL LOANS | 10,109,745 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,430 |
Land And Building | 61,045 |
Other Fixed Assets | 56,982 |
NCUSIF Deposit | 103,728 |
All Other Assets | 0 |
TOTAL ASSETS | 13,145,202 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 37,366 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 5,754 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 984,763 |
Regular shares | 5,023,103 |
All Other Shares & Deposits | 5,536,800 |
TOTAL SHARES & DEPOSITS | 11,544,667 |
TOTAL LIABILITIES | 11,587,787 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 1,557,415 |
TOTAL EQUITY | 1,557,415 |
TOTAL LIABILITIES, SHARES, & EQUITY | 13,145,202 |
INCOME & EXPENSE | |
Loan Income | 537,257 |
Investment Income | 84,978 |
Other Income | 35,216 |
Total Employee Compensation & Benefits | 244,540 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 166,561 |
Non-operating Income & (Expense) | -1,379 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 80 |
Cost of Funds | 157,629 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 113,617 |
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