Sep, 30, 2025 — COMPLEX COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ODESSA, TX with 10 branch locations and about $774.37 million in total assets. Opened 68 years ago in 1958, COMPLEX COMMUNITY FEDERAL CREDIT UNION has about 43,943 members and employs 158 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMPLEX COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4519 E 51st St ODESSA, TX 79762 |
| Phone: | (432) 550-9126 |
| Fax: | (432) 368-5781 |
| Website: | https://www.comcfcu.com/ |
| Branches: | 10 branch locations |
| Members: | 43,943 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12697 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $774,374,177 |
| CEO/Manager: | Jason Berridge |
| Chairperson: | Jack Westerfeldt Jr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 103,011,362 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 181,234,989 |
| Unsecured Loans | 24,656,333 |
| Other Loans | 300,774,287 |
| TOTAL LOANS | 509,255,473 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,224,506 |
| Land And Building | 24,429,374 |
| Other Fixed Assets | 488,999 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,084,363 |
| All Other Assets | 466,903 |
| TOTAL ASSETS | 774,374,177 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 7,492,735 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 121,523,058 |
| Regular shares | 284,510,411 |
| All Other Shares & Deposits | 261,175,264 |
| TOTAL SHARES & DEPOSITS | 667,208,733 |
| TOTAL LIABILITIES | 674,782,168 |
| Regular Reserve | 0 |
| Other Reserves | -4,528,184 |
| Undivided Earnings | 104,120,193 |
| TOTAL EQUITY | 99,592,009 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 774,374,177 |
| INCOME & EXPENSE | |
| Loan Income | 23,129,966 |
| Investment Income | 5,486,182 |
| Other Income | 3,428,467 |
| Total Employee Compensation & Benefits | 9,844,405 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,973,473 |
| Non-operating Income & (Expense) | 261,038 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,219,000 |
| Cost of Funds | 6,824,708 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,258,601 |
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