BARDES EMPLOYEES FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Sep, 30, 2025 — BARDES EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 1 branch location and about $939,034 in total assets. Opened 68 years ago in 1958, BARDES EMPLOYEES FEDERAL CREDIT UNION has about 208 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BARDES EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4730 MADISON RD CINCINNATI, OH 45227-1426 |
| Phone: | (513) 533-6200 |
| Fax: | (513) 871-4278 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 208 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12539 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $939,034 |
| CEO/Manager: | Barbara J Robers |
| Chairperson: | Shantel Buechler |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 373,227 |
| TOTAL INVESTMENTS | 7,497 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 157,381 |
| Other Loans | 402,794 |
| TOTAL LOANS | 560,175 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,000 |
| Land And Building | 0 |
| Other Fixed Assets | 429 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 10,227 |
| All Other Assets | 2,479 |
| TOTAL ASSETS | 939,034 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 823,063 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 823,063 |
| TOTAL LIABILITIES | 823,063 |
| Regular Reserve | 32,930 |
| Other Reserves | 0 |
| Undivided Earnings | 83,041 |
| TOTAL EQUITY | 115,971 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 939,034 |
| INCOME & EXPENSE | |
| Loan Income | 39,872 |
| Investment Income | 8,308 |
| Other Income | 411 |
| Total Employee Compensation & Benefits | 30,512 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,583 |
| Non-operating Income & (Expense) | 240 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 2,553 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,183 |
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