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LOCAL UNION 392 FEDERAL CREDIT UNION

Mar, 31, 2021 — LOCAL UNION 392 FEDERAL CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 1 branch location and about $14.00 million in total assets. Opened 39 years ago in 1982, LOCAL UNION 392 FEDERAL CREDIT UNION has about 2,587 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCAL UNION 392 FEDERAL CREDIT UNION
Address:
(Main Office)
1228 CENTRAL PARKWAY, SUITE 302
CINCINNATI, OH 45202
Phone:(513) 621-4600
Fax:(513) 621-6609
Website:http://www.392fcu.org
Branches:1 branch locations
Members:2,587
Credit Union Type:Federal Credit Union
Charter Number:24373
Membership Type:Associational - Fraternal, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:1982
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$13,995,296
CEO/Manager:Valerie Fortman
Chairperson:Pat Moran

Call Report

  • Overdraft Lines of Credit
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,895,841
TOTAL INVESTMENTS 1,572,492
Loans Held for Sale 0
 
 Real Estate Loans 6,876
 Unsecured Loans 857,632
 Other Loans 6,568,628
 TOTAL LOANS 7,433,136
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -86,484
 Land And Building 0
 Other Fixed Assets 442
 NCUSIF Deposit 113,778
 All Other Assets 66,091
  TOTAL ASSETS 13,995,296
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 32,916
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 545,145
 Regular shares 10,921,611
 All Other Shares & Deposits 354,777
  TOTAL SHARES & DEPOSITS 11,821,533
  TOTAL LIABILITIES 11,854,449
 Regular Reserve 53,976
 Other Reserves 0
 Undivided Earnings 2,086,871
  TOTAL EQUITY 2,140,847
  TOTAL LIABILITIES, SHARES, & EQUITY 13,995,296
INCOME & EXPENSE  
 Loan Income 111,908
 Investment Income 5,892
 Other Income 8,812
 Total Employee Compensation & Benefits 64,168
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 54,761
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -8,400
 Cost of Funds 8,851
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 14,145
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