Dec, 31, 2023 — LOCAL UNION 392 FEDERAL CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 1 branch location and about $15.36 million in total assets. Opened 42 years ago in 1982, LOCAL UNION 392 FEDERAL CREDIT UNION has about 2,694 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | LOCAL UNION 392 FEDERAL CREDIT UNION |
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Address: (Main Office) | 1228 Central Pkwy Ste 302 CINCINNATI, OH 45202 |
Phone: | (513) 621-4600 |
Fax: | (513) 621-6609 |
Website: | https://www.392fcu.org |
Branches: | 1 branch locations |
Members: | 2,694 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 24373 |
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Membership Type: | Associational - Fraternal, other than those designated 'low-income' |
Corporate Credit Union: | No |
Year Opened: | 1982 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $15,364,149 |
CEO/Manager: | Valerie Fortman |
Chairperson: | Doug Garmany |
ASSETS: | $ Amount |
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Cash & Equivalents | 360,797 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 1,298,227 |
Other Loans | 11,131,783 |
TOTAL LOANS | 12,430,010 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -165,454 |
Land And Building | 0 |
Other Fixed Assets | 13,617 |
NCUSIF Deposit | 138,199 |
All Other Assets | 0 |
TOTAL ASSETS | 15,364,149 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 36,975 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 659,420 |
Regular shares | 11,948,770 |
All Other Shares & Deposits | 495,955 |
TOTAL SHARES & DEPOSITS | 13,104,145 |
TOTAL LIABILITIES | 13,141,120 |
Regular Reserve | 0 |
Other Reserves | 53,976 |
Undivided Earnings | 2,169,053 |
TOTAL EQUITY | 2,223,029 |
TOTAL LIABILITIES, SHARES, & EQUITY | 15,364,149 |
INCOME & EXPENSE | |
Loan Income | 678,444 |
Investment Income | 123,050 |
Other Income | 25,119 |
Total Employee Compensation & Benefits | 281,816 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 289,675 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 238,919 |
Cost of Funds | 48,214 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 7,355 |
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