Dec, 31, 2023 — GREATER CINCINNATI SCHOOL CREDIT UNION is a non-federally insured state credit union headquartered in CINCINNATI, OH with 4 branch locations and about $126.41 million in total assets. Opened 2024 years ago in 0, GREATER CINCINNATI SCHOOL CREDIT UNION has about 9,021 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | GREATER CINCINNATI SCHOOL CREDIT UNION |
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Address: (Main Office) | 7221 Montgomery Rd CINCINNATI, OH 45236 |
Phone: | (513) 559-1234 |
Fax: | (513) 793-0138 |
Website: | https://www.gccu.org |
Branches: | 4 branch locations |
Members: | 9,021 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 96722 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 0 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $126,414,639 |
CEO/Manager: | Phil Kiley |
Chairperson: | Harriet Russell |
ASSETS: | $ Amount |
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Cash & Equivalents | 43,996,456 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 28,873,918 |
Unsecured Loans | 6,520,889 |
Other Loans | 21,781,051 |
TOTAL LOANS | 57,175,858 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -224,722 |
Land And Building | 2,333,141 |
Other Fixed Assets | 98,473 |
NCUSIF Deposit | 0 |
All Other Assets | 10,846 |
TOTAL ASSETS | 126,414,639 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 64,811 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 677,061 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 20,918,836 |
Regular shares | 59,343,237 |
All Other Shares & Deposits | 32,271,118 |
TOTAL SHARES & DEPOSITS | 112,533,192 |
TOTAL LIABILITIES | 113,275,064 |
Regular Reserve | 0 |
Other Reserves | 7,967,274 |
Undivided Earnings | 5,172,301 |
TOTAL EQUITY | 13,139,575 |
TOTAL LIABILITIES, SHARES, & EQUITY | 126,414,639 |
INCOME & EXPENSE | |
Loan Income | 3,234,557 |
Investment Income | 2,700,754 |
Other Income | 741,754 |
Total Employee Compensation & Benefits | 1,473,363 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,681,243 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 114,000 |
Cost of Funds | 525,966 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 3,112,082 |
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