Sep, 30, 2025 — GREATER CINCINNATI SCHOOL CREDIT UNION is a non-federally insured state credit union headquartered in CINCINNATI, OH with 4 branch locations and about $133.67 million in total assets. Opened 2026 years ago in 0, GREATER CINCINNATI SCHOOL CREDIT UNION has about 8,193 members and employs 29 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER CINCINNATI SCHOOL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7221 Montgomery Rd CINCINNATI, OH 45236 |
| Phone: | (513) 559-1234 |
| Fax: | (513) 793-0138 |
| Website: | https://www.gccu.org |
| Branches: | 4 branch locations |
| Members: | 8,193 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 96722 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $133,667,445 |
| CEO/Manager: | Phil Kiley |
| Chairperson: | Harriet Russell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 42,050,685 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 42,968,240 |
| Unsecured Loans | 5,663,295 |
| Other Loans | 19,267,989 |
| TOTAL LOANS | 67,899,525 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -477,385 |
| Land And Building | 2,861,892 |
| Other Fixed Assets | 43,487 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 4,857 |
| TOTAL ASSETS | 133,667,445 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 84,823 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 526,230 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,914,457 |
| Regular shares | 56,730,854 |
| All Other Shares & Deposits | 38,303,782 |
| TOTAL SHARES & DEPOSITS | 115,949,092 |
| TOTAL LIABILITIES | 116,560,145 |
| Regular Reserve | 0 |
| Other Reserves | 8,528,552 |
| Undivided Earnings | 8,578,748 |
| TOTAL EQUITY | 17,107,300 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 133,667,445 |
| INCOME & EXPENSE | |
| Loan Income | 2,762,500 |
| Investment Income | 1,838,602 |
| Other Income | 945,433 |
| Total Employee Compensation & Benefits | 1,332,520 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,993,837 |
| Non-operating Income & (Expense) | 152,771 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 331,750 |
| Cost of Funds | 748,514 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,993,345 |
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