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FORMICA-EVENDALE FEDERAL CREDIT UNION

Mar, 31, 2021 — FORMICA-EVENDALE FEDERAL CREDIT UNION is a federal credit union headquartered in EVENDALE, OH with 1 branch location and about $1.26 million in total assets. Opened 45 years ago in 1976, FORMICA-EVENDALE FEDERAL CREDIT UNION has about 267 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FORMICA-EVENDALE FEDERAL CREDIT UNION
Address:
(Main Office)
10155 READING ROAD
EVENDALE, OH 45241-3109
Phone:(513) 786-3101
Fax:(513) 786-3279
Website:http://www.formicafcu.com
Branches:1 branch locations
Members:267
Credit Union Type:Federal Credit Union
Charter Number:22554
Membership Type:Manufacturing - All Other
Corporate Credit Union:No
Year Opened:1976
Last Audited:Sep 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$1,264,389
CEO/Manager:KATHY DOLEZAL
Chairperson:Jeff Wagner

Call Report

  • Credit Builder
  • Risk Based Loans
  • ATM/Debit Card Program

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 204,532
TOTAL INVESTMENTS 373,008
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 229,786
 Other Loans 459,573
 TOTAL LOANS 689,359
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -15,725
 Land And Building 0
 Other Fixed Assets 1,244
 NCUSIF Deposit 11,649
 All Other Assets 322
  TOTAL ASSETS 1,264,389
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 47,249
 Regular shares 689,123
 All Other Shares & Deposits 110,486
  TOTAL SHARES & DEPOSITS 846,858
  TOTAL LIABILITIES 846,858
 Regular Reserve 25,734
 Other Reserves 0
 Undivided Earnings 391,797
  TOTAL EQUITY 417,531
  TOTAL LIABILITIES, SHARES, & EQUITY 1,264,389
INCOME & EXPENSE  
 Loan Income 38,950
 Investment Income 6,323
 Other Income 5,104
 Total Employee Compensation & Benefits 52,259
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 28,541
 Non-operating Income & (Expense) 19
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,864
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -33,268
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