Dec, 31, 2023 — POSTAL FAMILY CREDIT UNION, INC is a non-federally insured state credit union headquartered in CINCINNATI, OH with 2 branch locations and about $65.63 million in total assets. Opened 92 years ago in 1932, POSTAL FAMILY CREDIT UNION, INC has about 4,521 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | POSTAL FAMILY CREDIT UNION, INC |
|---|---|
| Address: (Main Office) | 1243 W 8TH ST CINCINNATI, OH 45203-1004 |
| Phone: | (513) 381-8600 |
| Fax: | (513) 345-8726 |
| Website: | https://urmycu.com |
| Branches: | 2 branch locations |
| Members: | 4,521 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 97079 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1932 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $65,626,142 |
| CEO/Manager: | Rudolph J Rattman Jr |
| Chairperson: | Tom Crowley |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,057,597 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 27,431,103 |
| Unsecured Loans | 1,788,370 |
| Other Loans | 9,123,946 |
| TOTAL LOANS | 38,343,419 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -413,984 |
| Land And Building | 583,813 |
| Other Fixed Assets | 309,783 |
| NCUSIF Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 65,626,142 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 11,233 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 955,238 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,418,976 |
| Regular shares | 35,737,036 |
| All Other Shares & Deposits | 5,117,725 |
| TOTAL SHARES & DEPOSITS | 54,273,737 |
| TOTAL LIABILITIES | 55,242,857 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,383,285 |
| TOTAL EQUITY | 10,383,285 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,626,142 |
| INCOME & EXPENSE | |
| Loan Income | 1,688,265 |
| Investment Income | 898,586 |
| Other Income | 220,573 |
| Total Employee Compensation & Benefits | 744,671 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,286,809 |
| Non-operating Income & (Expense) | 24,522 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -41,134 |
| Cost of Funds | 113,445 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,021,764 |
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