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POSTAL FAMILY CREDIT UNION, INC

Mar, 31, 2021 — POSTAL FAMILY CREDIT UNION, INC is a non-federally insured state credit union headquartered in CINCINNATI, OH with 2 branch locations and about $65.99 million in total assets. Opened 89 years ago in 1932, POSTAL FAMILY CREDIT UNION, INC has about 5,042 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POSTAL FAMILY CREDIT UNION, INC
Address:
(Main Office)
P O BOX 14403
CINCINNATI, OH 45250-0403
Phone:(513) 381-8600
Fax:(513) 345-8726
Website:http://urmycu.com
Branches:2 branch locations
Members:5,042
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:97079
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1932
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$65,993,323
CEO/Manager:Rudolph J Rattman Jr
Chairperson:Tom Crowley

Call Report

  • Commercial Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 15,162,932
TOTAL INVESTMENTS 14,076,726
Loans Held for Sale 0
 
 Real Estate Loans 24,794,993
 Unsecured Loans 1,718,571
 Other Loans 8,363,088
 TOTAL LOANS 34,876,652
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -201,882
 Land And Building 651,261
 Other Fixed Assets 541,706
 NCUSIF Deposit 0
 All Other Assets 885,928
  TOTAL ASSETS 65,993,323
LIABILITIES & CAPITAL:  
 Dividends Payable 9,841
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 860,284
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 13,996,316
 Regular shares 35,114,757
 All Other Shares & Deposits 7,004,957
  TOTAL SHARES & DEPOSITS 56,116,030
  TOTAL LIABILITIES 56,986,155
 Regular Reserve 1,355,062
 Other Reserves 0
 Undivided Earnings 7,652,106
  TOTAL EQUITY 9,007,168
  TOTAL LIABILITIES, SHARES, & EQUITY 65,993,323
INCOME & EXPENSE  
 Loan Income 349,969
 Investment Income 37,527
 Other Income 44,169
 Total Employee Compensation & Benefits 188,975
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 276,708
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,808
 Cost of Funds 30,380
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 7,822
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