Sep, 30, 2025 — KAIPERM FEDERAL CREDIT UNION is a federal credit union headquartered in WALNUT CREEK, CA with 2 branch locations and about $107.42 million in total assets. Opened 69 years ago in 1957, KAIPERM FEDERAL CREDIT UNION has about 7,659 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KAIPERM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 325 N Wiget Ln Ste 130 WALNUT CREEK, CA 94598-2435 |
| Phone: | (925) 939-5626 |
| Fax: | (925) 939-5628 |
| Website: | https://www.kaipermcu.org |
| Branches: | 2 branch locations |
| Members: | 7,659 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11944 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $107,421,180 |
| CEO/Manager: | Kramer Chan |
| Chairperson: | Darren J Nielson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,998,544 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 43,107,902 |
| Unsecured Loans | 29,943,749 |
| Other Loans | 12,749,435 |
| TOTAL LOANS | 85,801,086 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -230,121 |
| Land And Building | 4,112,721 |
| Other Fixed Assets | 1,689,779 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,110,819 |
| All Other Assets | 26,777 |
| TOTAL ASSETS | 107,421,180 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 311,899 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 12,664,065 |
| Regular shares | 28,122,305 |
| All Other Shares & Deposits | 56,366,048 |
| TOTAL SHARES & DEPOSITS | 97,152,417 |
| TOTAL LIABILITIES | 97,464,316 |
| Regular Reserve | 0 |
| Other Reserves | 1,596,622 |
| Undivided Earnings | 8,360,242 |
| TOTAL EQUITY | 9,956,864 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 107,421,180 |
| INCOME & EXPENSE | |
| Loan Income | 3,535,628 |
| Investment Income | 410,672 |
| Other Income | 189,980 |
| Total Employee Compensation & Benefits | 1,332,064 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,112,895 |
| Non-operating Income & (Expense) | -33,816 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 85,929 |
| Cost of Funds | 1,391,173 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 232,213 |
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