SUNSTATE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.radiantcu.org for more information.
Sep, 30, 2025 — SUNSTATE FEDERAL CREDIT UNION is a federal credit union headquartered in Gainesville, FL with 12 branch locations and about $587.14 million in total assets. Opened 69 years ago in 1957, SUNSTATE FEDERAL CREDIT UNION has about 40,354 members and employs 148 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SUNSTATE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4500 NW 27th Ave Ste C1 South Gainesville, FL 32606-7042 |
| Phone: | (352) 381-5200 |
| Fax: | |
| Website: | https://www.radiantcu.org |
| Branches: | 12 branch locations |
| Members: | 40,354 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11789 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $587,136,302 |
| CEO/Manager: | Tom Barnard |
| Chairperson: | Cynthia Brochu |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 49,227,766 |
| TOTAL INVESTMENTS | 80,523,361 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 131,678,607 |
| Unsecured Loans | 48,337,222 |
| Other Loans | 240,047,801 |
| TOTAL LOANS | 420,063,630 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,086,965 |
| Land And Building | 16,474,474 |
| Other Fixed Assets | 1,021,867 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,690,502 |
| All Other Assets | 18,221,667 |
| TOTAL ASSETS | 587,136,302 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,212 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,186,899 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 135,030,629 |
| Regular shares | 151,998,759 |
| All Other Shares & Deposits | 234,156,450 |
| TOTAL SHARES & DEPOSITS | 521,185,838 |
| TOTAL LIABILITIES | 525,373,949 |
| Regular Reserve | 1,386,253 |
| Other Reserves | 844,709 |
| Undivided Earnings | 59,531,391 |
| TOTAL EQUITY | 61,762,353 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 587,136,302 |
| INCOME & EXPENSE | |
| Loan Income | 20,985,860 |
| Investment Income | 1,141,549 |
| Other Income | 7,932,641 |
| Total Employee Compensation & Benefits | 11,269,098 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,582,733 |
| Non-operating Income & (Expense) | 1,425,625 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,107,324 |
| Cost of Funds | 2,549,868 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 5,976,652 |
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