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MY HEALTHCARE FEDERAL CREDIT UNION

Mar, 31, 2021 — MY HEALTHCARE FEDERAL CREDIT UNION is a federal credit union headquartered in GAINESVILLE, FL with 2 branch locations and about $32.12 million in total assets. Opened 47 years ago in 1974, MY HEALTHCARE FEDERAL CREDIT UNION has about 3,829 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263178494
Name:MY HEALTHCARE FEDERAL CREDIT UNION
Address:
(Main Office)
4720 NW 39TH AVE
GAINESVILLE, FL 32606-5950
Phone:(352) 333-4760
Fax:(352) 333-4805
Website:http://myhcfcu.org
Branches:2 branch locations
Members:3,829
Credit Union Type:Federal Credit Union
Charter Number:21568
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1974
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$32,124,697
CEO/Manager:Eric Nystrom
Chairperson:Fletcher Hope

Call Report

  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,395,617
TOTAL INVESTMENTS 6,693,868
Loans Held for Sale 0
 
 Real Estate Loans 1,429,258
 Unsecured Loans 3,097,337
 Other Loans 10,520,023
 TOTAL LOANS 16,357,966
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -162,072
 Land And Building 1,316,548
 Other Fixed Assets 61,545
 NCUSIF Deposit 252,883
 All Other Assets 1,208,342
  TOTAL ASSETS 32,124,697
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 293,260
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,276,503
 Regular shares 15,903,979
 All Other Shares & Deposits 5,208,765
  TOTAL SHARES & DEPOSITS 27,389,247
  TOTAL LIABILITIES 27,682,507
 Regular Reserve 324,364
 Other Reserves 350,313
 Undivided Earnings 3,767,513
  TOTAL EQUITY 4,442,190
  TOTAL LIABILITIES, SHARES, & EQUITY 32,124,697
INCOME & EXPENSE  
 Loan Income 263,988
 Investment Income 10,649
 Other Income 105,359
 Total Employee Compensation & Benefits 172,702
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 240,747
 Non-operating Income & (Expense) -275
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 20,000
 Cost of Funds 6,104
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 8,423
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