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MY HEALTHCARE FEDERAL CREDIT UNION

Dec, 31, 2020 — MY HEALTHCARE FEDERAL CREDIT UNION is a federal credit union headquartered in GAINESVILLE, FL with 2 branch locations and about $30.25 million in total assets. Opened 47 years ago in 1974, MY HEALTHCARE FEDERAL CREDIT UNION has about 3,868 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263178494
Name:MY HEALTHCARE FEDERAL CREDIT UNION
Address:
(Main Office)
4720 NW 39TH AVE
GAINESVILLE, FL 32606-5950
Phone:(352) 333-4760
Fax:(352) 333-4805
Website:http://myhcfcu.org
Branches:2 branch locations
Members:3,868
Credit Union Type:Federal Credit Union
Charter Number:21568
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1974
Last Audited:Jun 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$30,250,506
CEO/Manager:Eric Nystrom
Chairperson:Fletcher Hope

Call Report

  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,127,665
TOTAL INVESTMENTS 5,296,868
Loans Held for Sale 0
 
 Real Estate Loans 836,798
 Unsecured Loans 3,113,522
 Other Loans 9,921,076
 TOTAL LOANS 15,213,712
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -186,083
 Land And Building 1,321,354
 Other Fixed Assets 62,106
 NCUSIF Deposit 204,189
 All Other Assets 1,210,695
  TOTAL ASSETS 30,250,506
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 290,728
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,581,679
 Regular shares 14,476,982
 All Other Shares & Deposits 5,467,352
  TOTAL SHARES & DEPOSITS 25,526,013
  TOTAL LIABILITIES 25,816,741
 Regular Reserve 324,364
 Other Reserves 350,313
 Undivided Earnings 3,759,088
  TOTAL EQUITY 4,433,765
  TOTAL LIABILITIES, SHARES, & EQUITY 30,250,506
INCOME & EXPENSE  
 Loan Income 1,012,795
 Investment Income 102,896
 Other Income 696,441
 Total Employee Compensation & Benefits 666,256
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,034,225
 Non-operating Income & (Expense) -10,447
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 149,000
 Cost of Funds 48,657
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -96,453
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