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OCALA COMMUNITY CREDIT UNION

Jun, 30, 2024 — OCALA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in OCALA, FL with 2 branch locations and about $48.15 million in total assets. Opened 72 years ago in 1953, OCALA COMMUNITY CREDIT UNION has about 2,936 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OCALA COMMUNITY CREDIT UNION
Address:
(Main Office)
2675 SE 36th Ave
OCALA, FL 34471
Phone:(352) 509-3200
Fax:(352) 629-0663
Website:https://www.ocalacommunitycu.com
Branches:2 branch locations
Members:2,936
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67938
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$48,147,032
CEO/Manager:Steven Nazaruk
Chairperson:Jackie Guti?rrez

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,534,622
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,208,494
 Unsecured Loans 1,797,205
 Other Loans 11,622,740
 TOTAL LOANS 17,675,950
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -161,627
 Land And Building 983,133
 Other Fixed Assets 141,085
 NCUSIF Deposit 394,917
 All Other Assets 0
  TOTAL ASSETS 48,147,032
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 403,548
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,381,209
 Regular shares 25,221,453
 All Other Shares & Deposits 8,783,873
  TOTAL SHARES & DEPOSITS 43,386,535
  TOTAL LIABILITIES 43,790,083
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 4,356,949
  TOTAL EQUITY 4,356,949
  TOTAL LIABILITIES, SHARES, & EQUITY 48,147,032
INCOME & EXPENSE  
 Loan Income 628,320
 Investment Income 246,519
 Other Income 191,341
 Total Employee Compensation & Benefits 486,051
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 415,294
 Non-operating Income & (Expense) 4,693
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 57,112
 Cost of Funds 46,716
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 77,714
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