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National Credit Union Service Organization

COUNTRY FINANCIAL CREDIT UNION

Sep, 30, 2025 — COUNTRY FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in MACCLENNY, FL with 3 branch locations and about $135.50 million in total assets. Opened 59 years ago in 1967, COUNTRY FINANCIAL CREDIT UNION has about 7,882 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263179914
Name:COUNTRY FINANCIAL CREDIT UNION
Address:
(Main Office)
602 S 6th St
MACCLENNY, FL 32063-2608
Phone:(904) 259-6702
Fax:(904) 259-2666
Website:https://www.truficu.org
Branches:3 branch locations
Members:7,882
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68691
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1967
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$135,501,091
CEO/Manager:Angie Drury
Chairperson:Michael Griffis

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,473,389
TOTAL INVESTMENTS 0
Loans Held for Sale 110,000
 
 Real Estate Loans 37,511,839
 Unsecured Loans 7,483,705
 Other Loans 37,009,001
 TOTAL LOANS 85,317,218
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -768,141
 Land And Building 1,611,859
 Other Fixed Assets 263,329
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 1,029,435
 All Other Assets 0
  TOTAL ASSETS 135,501,091
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 2,159,010
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 26,633,023
 Regular shares 37,977,156
 All Other Shares & Deposits 52,911,318
  TOTAL SHARES & DEPOSITS 117,521,498
  TOTAL LIABILITIES 119,680,508
 Regular Reserve 0
 Other Reserves 86,130
 Undivided Earnings 15,734,453
  TOTAL EQUITY 15,820,583
  TOTAL LIABILITIES, SHARES, & EQUITY 135,501,091
INCOME & EXPENSE  
 Loan Income 4,525,263
 Investment Income 887,809
 Other Income 1,551,431
 Total Employee Compensation & Benefits 1,477,978
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,358,189
 Non-operating Income & (Expense) 114,607
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 19,319
 Cost of Funds 1,346,635
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,876,989
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