Sep, 30, 2025 — FIRELANDS FEDERAL CREDIT UNION is a federal credit union headquartered in BELLEVUE, OH with 6 branch locations and about $541.03 million in total assets. Opened 69 years ago in 1957, FIRELANDS FEDERAL CREDIT UNION has about 36,593 members and employs 116 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRELANDS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 300 North Street BELLEVUE, OH 44811 |
| Phone: | (800) 276-5775 |
| Fax: | (419) 483-0264 |
| Website: | https://www.firelandsfcu.org |
| Branches: | 6 branch locations |
| Members: | 36,593 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 11674 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $541,034,072 |
| CEO/Manager: | Brett Montague |
| Chairperson: | Kenneth Rospert |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 57,065,053 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 112,250,527 |
| Unsecured Loans | 30,586,605 |
| Other Loans | 184,660,940 |
| TOTAL LOANS | 327,695,596 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,867,743 |
| Land And Building | 13,762,894 |
| Other Fixed Assets | 849,069 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,304,006 |
| All Other Assets | 0 |
| TOTAL ASSETS | 541,034,072 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,586 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 136,569 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 80,998,818 |
| Regular shares | 118,133,791 |
| All Other Shares & Deposits | 291,687,663 |
| TOTAL SHARES & DEPOSITS | 490,820,272 |
| TOTAL LIABILITIES | 490,961,427 |
| Regular Reserve | 0 |
| Other Reserves | -92,598 |
| Undivided Earnings | 50,165,243 |
| TOTAL EQUITY | 50,072,645 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 541,034,072 |
| INCOME & EXPENSE | |
| Loan Income | 17,998,391 |
| Investment Income | 5,269,848 |
| Other Income | 3,029,314 |
| Total Employee Compensation & Benefits | 6,893,844 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 8,496,831 |
| Non-operating Income & (Expense) | 226,381 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,112,658 |
| Cost of Funds | 7,600,450 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,278,543 |
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