Sep, 30, 2025 — ASHLAND COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ASHLAND, OH with 1 branch location and about $23.08 million in total assets. Opened 75 years ago in 1951, ASHLAND COMMUNITY FEDERAL CREDIT UNION has about 2,667 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ASHLAND COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1123 Sugarbush Dr ASHLAND, OH 44805 |
| Phone: | (419) 289-6211 |
| Fax: | (419) 289-1815 |
| Website: | https://www.ashlandfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,667 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7072 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,079,140 |
| CEO/Manager: | Christian Dabney |
| Chairperson: | Brandon Clark |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,257,606 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 31,123 |
| Unsecured Loans | 260,527 |
| Other Loans | 15,751,854 |
| TOTAL LOANS | 16,043,505 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -199,645 |
| Land And Building | 482,773 |
| Other Fixed Assets | 22,763 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 189,431 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,079,140 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 117,253 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,415,143 |
| Regular shares | 9,563,119 |
| All Other Shares & Deposits | 3,406,266 |
| TOTAL SHARES & DEPOSITS | 20,384,528 |
| TOTAL LIABILITIES | 20,501,781 |
| Regular Reserve | 0 |
| Other Reserves | 271,740 |
| Undivided Earnings | 2,305,619 |
| TOTAL EQUITY | 2,577,359 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,079,140 |
| INCOME & EXPENSE | |
| Loan Income | 743,802 |
| Investment Income | 152,617 |
| Other Income | 135,601 |
| Total Employee Compensation & Benefits | 246,449 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 249,544 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 99,540 |
| Cost of Funds | 62,801 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 421,919 |
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