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COMMUNITY STAR CREDIT UNION

Sep, 30, 2021 — COMMUNITY STAR CREDIT UNION is a non-federally insured state credit union headquartered in Elyria, OH with 2 branch locations and about $90.49 million in total assets. Opened 83 years ago in 1938, COMMUNITY STAR CREDIT UNION has about 8,418 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:COMMUNITY STAR CREDIT UNION
Address:
(Main Office)
832 Cleveland St
Elyria, OH 44035-4141
Phone:(440) 365-7342
Fax:(440) 366-2928
Website:http://www.commstar.org
Branches:2 branch locations
Members:8,418
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:95008
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1938
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$90,491,030
CEO/Manager:David A Jezewski
Chairperson:Robert P Sutter

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 10,624,055
TOTAL INVESTMENTS 19,574,737
Loans Held for Sale 0
 
 Real Estate Loans 27,478,628
 Unsecured Loans 1,772,441
 Other Loans 20,001,391
 TOTAL LOANS 49,252,460
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -379,000
 Land And Building 1,872,056
 Other Fixed Assets 143,722
 NCUSIF Deposit 0
 All Other Assets 9,403,000
  TOTAL ASSETS 90,491,030
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 13,130
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 18,252,355
 Regular shares 44,429,036
 All Other Shares & Deposits 20,273,433
  TOTAL SHARES & DEPOSITS 82,954,824
  TOTAL LIABILITIES 82,967,954
 Regular Reserve 2,962,706
 Other Reserves 0
 Undivided Earnings 4,560,370
  TOTAL EQUITY 7,523,076
  TOTAL LIABILITIES, SHARES, & EQUITY 90,491,030
INCOME & EXPENSE  
 Loan Income 1,627,050
 Investment Income 96,673
 Other Income 849,209
 Total Employee Compensation & Benefits 1,228,432
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,343,795
 Non-operating Income & (Expense) -25,826
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,846
 Cost of Funds 218,361
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 182,745
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